Cookies on the Caravan Club website

We use cookies to ensure that we give you the best experience on our website. If you continue, we'll assume that you are happy to receive all cookies from our website. Find out why we use cookies and how to manage your settings.
x

Join The Caravan Club
Home>Insurance and finance>Insurance>Overseas holiday insurance

Overseas holiday insurance

Red Pennant Overseas Travel Insurance

The Club's overseas holiday insurance (known as Red Pennant) is designed specifically to protect Club members while caravanning on the Continent, and is the only holiday insurance that really considers the needs of caravanners and motorhomers alike in trouble abroad. The after-care service we offer is second to none and our multi-lingual staff are available to help around the clock, 365 days a year.

We will work with you through all eventualities and take care of you as we do go the extra mile.

Testimonials

See what members have to say about our Overseas Holiday Insurance.

Savings

Save up to £5 off your Overseas Holiday Insurance (single trip Motoring & Personal cover only) if you take out Mayday Vehicle Rescue cover, The Club's UK breakdown and recovery service.
online motorhome Overseas telephone

If you are planning to travel to worldwide destinations in the next 12 months, you should consider our worldwide single trip (maximum 120 days) or annual multi-trip (maximum 60 days) options.

Find out more about worldwide travel insurance by calling 0845 643 2635, (this service is provided by Millstream Insurance on behalf of The Club).
Choose the right cover for you from three policies available
. Motoring & Personal Package
(only journeys where your vehicle is the primary means of travel)		 Motoring Only Cover Personal Only Cover (per person)
Single Trip Designed especially for the caravanner. This policy protects both the motoring and personal needs of a Continental caravanning holiday when you travel to Europe once a year. Cover is available for up to 122 days. The tried and tested motoring sections of our traditional package, designed for Continental holidays when you travel abroad once a year. Cover is available for up to 122 days. Essential personal protection when taking a single trip non-motoring/caravanning holiday. Cover is available for up to 6 months within Europe or 120 days Worldwide.
Annual Multi-Trip This policy protects both the motoring and personal needs of a Continental caravanning holiday when you travel within Europe more than once in a year, but for no more than 66 days at a time. Designed to cover your motoring needs for Continental holidays when you travel abroad more than once in a year, but for no more than 66 days at a time. Essential personal protection when taking non-motoring/caravanning holidays more than once in a year. Cover is available for up to 66 days per trip within Europe and 60 days per trip Worldwide.

 

Long Stay

 This policy protects both the motoring and personal needs of a Continental caravanning holiday when you travel to Europe for extended periods. Cover is available for up to 185 days in a 12 month period, taken as a single or number of trips. Designed to cover your motoring needs on Continental holidays when you travel abroad for extended periods. Cover is available for up to 185 days in a 12 month period. Cover not available

Personal Europe Cover is designed to be compatible with Motoring Only Cover.
Your choice of cover and benefits

Type of Cover

Cover per party unless otherwise stated

 Motoring & Personal Motoring Only Personal Only
Standard Plus Standard Plus Europe
Towing to nearest garage Total cost Total cost Total cost Total cost -
Emergency labour costs Up to £250 Up to £500 Up to £250 Up to £500 -
Storage charges Up to £250 Up to £500 Up to £250 Up to £500 -
Recovery of vehicle(s) Total cost Total cost Total cost Total cost -
Additional ferry costs Total cost Total cost Total cost Total cost -
Collection of repaired vehicle(s) Up to £1,000 Total cost Up to £1,000 Total cost -
Chauffeured recovery Total cost Total cost Total cost Total cost -
Return home from scene of mishap Total cost Total cost Total cost Total cost -
Continuation of holiday travel Up to £2,000 Up to £4,000 Up to £2,000 Up to £4,000 -
Continuation of holiday accommodation Up to £2,000 Up to £4,000 Up to £2,000 Up to £4,000 -
Spare parts location and dispatch Total cost Total cost Total cost Total cost -
Roadside assistance abroad Included Included Included Included -
Late return of hired outfit Up to £1,000 Up to £2,000 Up to £1,000 Up to £2,000 -
Loss of use of car on return to UK Up to £250 Up to £500 Up to £250 Up to £500 -
Medical and other expenses (per person) Up to £2m Up to £4m - - Up to £5m
Loss of deposit for cancellation due to illness Up to £1,500 Up to £3,000 - - Up to £3,000
Loss of deposit due to cancellation of fire, accident or theft of the vehicle(s), or loss of vehicle cover under Continuation sections above, 14 days prior to departure Up to £1,500 Up to £3,000 Up to £1,500 Up to £3,000 -
Emergency return home Up to £1,500 Up to £3,000 - - -
Personal accident benefits Up to £10,000 Up to £20,000 - - Up to £20,000
Loss or damage to personal luggage and documents Up to £2,000 Up to £4,000 - - Up to £1,500
Payment of customs duties Total cost Total cost Total cost Total cost -
Legal benefits Up to £25,000 Up to £50,000 Up to £25,000 Up to £50,000 Up to £25,000
Unauthorised occupation of UK home by squatters Up to £3,500 Up to £7,000 - - -
Break-in cover Up to £250 Up to £500 Up to £250 Up to £500 -
Emergency phone calls to The Club Up to £30 Up to £60 Up to £30 Up to £60 Up to £50
Travel delay - - - - Up to £100
Missed departure - - - - Up to £400
Personal public liability CCI* included CCI* included CCI* included CCI* included Up to £2m
Ski equipment Optional Optional - - Up to £300
Hijack benefit Up to £1000 Up to £2000 - - Up to £1000
Mugging Up to £1000 Up to £2000 - - Up to £1000

* Camping Card International 

'Plus Cover' is not available for motor vehicles 12 years old and over

Overseas Holiday Insurance Downloads
online motorhome Overseas telephone

Which cover is right for you?

If all your journeys will be using your vehicle as the main means of transport, then select the Motoring & Personal package.

If your journeys are to include holidays where the main means of transport is travel by air, rail, sea and coach, etc, then you should consider taking Motoring cover with the separate Personal cover options. The standalone Personal cover is designed for all usual personal holiday travel requirements.

The Caravan Club is an independent intermediary and is authorised and regulated by the Financial Services Authority, FSA Register number 311890. Our permitted business is advising and arranging general insurance contracts. You can check this on the FSA's Register by visiting their website or by contacting the FSA on 08456 061 234. Read our Status Disclosure document.

Overseas holiday insurance upgrade

Normal insurance rules which apply whenever a member is taken ill or has an accident overseas, mean that repatriation to the UK by air ambulance can only take place if the attending doctor considers it necessary, whatever the wishes of the patient / member.

SwissAssist offers an enhancement to the Red Pennant policy for a nominal sum and Club members can enjoy a 10% discount. It allows members to be flown home by jet as soon as possible, hassle-free and at no extra cost! Find out more on what SwissAssist covers.

Nissan X-Trail Competition Terms & Conditions

†The draw is open to all UK residents aged over 18. The opening date for entry into the draw is 12.00am GMT on Monday 18 February 2013. The closing date for entry into the draw is 11.59pm GMT Thursday 31 October 2013. The prize is one of two Nissan X-Trail Tekna 2.0 diesel manual with 6 months car tax. To enter the prize draw you need to obtain a quote or hold a policy for one of the Club's Insurance products including; Caravan Insurance, Motorhome Insurance, Home Insurance, Car Insurance, Pet Insurance and Red Pennant - Overseas Holiday Insurance (excludes Certificated Locations Insurance and Mayday UK Breakdown and Recovery). Only one entry per person per insurance product is permitted.
For full terms and conditions visit www.caravanclub.co.uk/getaquote

See what members have to say about our overseas holiday insurance

Testimonials from members about The Club's Red Pennant overseas holiday insurance

CCI – Camping Card International

Nearly all campsites in Europe will accept a CCI card instead of your passport when you check-in at reception.