Caravan Club Non Insurance Policy

https://www.caravanclub.co.uk/caravan-cover/caravan-cover-documents/

On rhs column

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Seems very strange. Lots of areas of UK flood, some on a very frequent basis.

That Caravan Storage place near us that flooded badly is CASSOA Gold Standard. Lots of cameras and locks, but precious little flooding protection! 

Trouble is TTDA that if I were on a site like Chatsworth I would have been totally unaware that it might flood. I don't watch TV and would be unlikely to have been aware.

😂😂😂😂😂😂😂

Thanks ET. That is one hell of a statement. Any area that has been subject to a Flood warning? I can think of several locations around UK that flood on a regular basis, far more than the areas mentioned. Looks like the Club’s Discretionary Panel is alive and kicking and being used in just as discriminatory way as many other Insurance Policy providers. 

 

The more honest thing to do, at present, would be to tell any new applicant that no new policies were being given until the flooding situation passed. Only my personal opinion

do you honestly think that the club is the only insurance provider that is not carrying out a damage limitation exercise at present. Insurance companies throughout the land will be seeking to reduce their liabilities whether it be home insurance, or i should say particularly home insurance, and those providing cover for RV's etc, they pay experienced people to do this. I feel very sorry for those who have RV's in storage in areas of flooding, but i for one will not be venturing into the areas mentioned with my caravan for a good while yet, and will be keeping a close watch on other possible areas of danger, insurance or no insurance. But it as been mentioned on here before, there will be a certain breed who will have booked a trip and will go whatever the possible consequencies.  Caravan parked on a very hard standing next to bungalow and will probably stay like that for the remainder of this year now.

Glance at a map would give some indication of surrounds ET, however not the severity, frequency or overall likelihood.

Club can add Stratford to its list of temporary bans.........flooding currently imminent.

If you look at other insurers they warn against using sites/storage that have flooding risks. I don't know how people would stand if they ignored this advice? I presume they would have to pay higher premiums if available. I would imagine a lot of actuarial work is going on to assess these risks and premiums in the present climate.