Caravan Club Non Insurance Policy

Posted on 02/11/2019 12:11 by

Another thought is what is the position with third party claims? Is that also discretionary?

Posted on 02/11/2019 12:15 by Surfer

Taking all the above into consideration and the points raised by Easy T as we are within the first 14 days we have decided to cancel the Caravan Cover and go with Towergate who have a track record in caravan insurance.  They were slightly more than the CMC, but at least we now have peace of mind and can sleep easy. 

TBH I think others may have a rethink about CMC Caravan Cover which seems on the face of it very inadequate. 

Posted on 02/11/2019 12:23 by

The point was raised some 10 months ago but probably only on this forum rather than the one used by your alter ego 

Posted on 02/11/2019 12:17 by

I also think we are in agreement but there seem to be some confusion between the finance and insurance governing bodies.  Very, very briefly:

The Financial Conduct Authority (FCA) is an independent financial regulator dealing broadly with financial irregularities in all markets.

The Financial Ombudsman Service (FOS) settles individual disputes between consumers and businesses that provide financial services, such as banking and insurance.

In any event in my opinion anyone who enters into a Caravan Cover agreement with CC Ltd is being rather foolish and taking an unnecessary risk with the insurance of their pride and joy, and money.  

 

Posted on 02/11/2019 12:27 by

Alter ego?

Posted on 02/11/2019 12:21 by

Have I missed something?  I thought the "cover" did not extend to third party claims. 

Incidentally ET a good thread for the w/e, but I do wonder how long it will last after 0800 hrs Monday .