Insurance.......interesting?

takethedogalong replied on 06/10/2019 19:04

Posted on 06/10/2019 19:04

We renewed the insurance on our Jeep last week. Got a good renewal quote, but as you should, decided to phone up and see if we could get any better. We had a couple of changes to give them, namely my changing from housewife to retired, but also the fact that we had now got a tow ball on new Jeep. After a discussion, we got a bit off for change of my status, but they gave us another £50 off (yes, OFF)😁 because we had a tow ball fitted. Apparently it’s because it lessens the possible damage to our car if we are in a rear end shunt!😱 We had never come across this before, and rather happy to have it work in our favour. Not sure on removable/retractable tow balls though.......

EasyT replied on 31/10/2019 16:56

Posted on 31/10/2019 16:39 by Dorset Diver

We use NFU Mutual to cover both car and MH.  It seems very competitive and I have just renewed but did come across an anomaly.  Dorset Lady is covered for both vehicles but never drives the MH.  I spoke to NFUM about removing her from that vehicle but that would have put the premium up by over £60 p.a.

Posted on 31/10/2019 16:56

I have a friend who added their neighbour to a policy and got it cheaper! Yes it is cheaper to have two named drivers if each has access to drive the others vehicle. Fliss never drives the X-Trail but is insured to as it is cheaper than not

Dorset Diver replied on 31/10/2019 17:02

Posted on 31/10/2019 16:45 by Oneputt

Seems your the risk DD

Posted on 31/10/2019 17:02

Possibly smile, but the person with whom I was dealing did say that she expected the premium to rise even before she did the test change.  Apparently it's quite common, something to do with spreading the risk between both vehicles.  

AnotherDavid replied on 31/10/2019 17:03

Posted on 31/10/2019 16:39 by Dorset Diver

We use NFU Mutual to cover both car and MH.  It seems very competitive and I have just renewed but did come across an anomaly.  Dorset Lady is covered for both vehicles but never drives the MH.  I spoke to NFUM about removing her from that vehicle but that would have put the premium up by over £60 p.a.

Posted on 31/10/2019 17:03

Its a common anomaly, my car is cheaper with a named driver than not as is hers. I tried NFU for house insurance due to their good reputation but they wouldnt cover 60+days unoccupancy.

Dorset Diver replied on 31/10/2019 17:06

Posted on 31/10/2019 17:03 by AnotherDavid

Its a common anomaly, my car is cheaper with a named driver than not as is hers. I tried NFU for house insurance due to their good reputation but they wouldnt cover 60+days unoccupancy.

Posted on 31/10/2019 17:06

Your charms must have been on the wain that day David as they offered me 90 days but the price was a too high.  

twocals replied on 31/10/2019 18:53

Posted on 31/10/2019 16:28 by Tinwheeler

It does indeed. We insure car and MH with NFU and find them very reasonable and efficient. How strange that they were so expensive for you, Twocals.

Posted on 31/10/2019 18:53

Apparently we are classed as city area, no other explanation.  Hey ho life goes on 😁

Tammygirl replied on 01/11/2019 12:55

Posted on 31/10/2019 16:39 by Dorset Diver

We use NFU Mutual to cover both car and MH.  It seems very competitive and I have just renewed but did come across an anomaly.  Dorset Lady is covered for both vehicles but never drives the MH.  I spoke to NFUM about removing her from that vehicle but that would have put the premium up by over £60 p.a.

Posted on 01/11/2019 12:55

Yes, we had the same. Seems we 'ladies' are useful after all. wink