Car Insurance for Towing in Europe

DanielTaylor replied on 04/05/2021 21:12

Posted on 04/05/2021 21:12

Our car insurance has been through a broker for many years and it includes covering us for towing the caravan (3rd party) in the UK and Europe. 

The insurance is now up for renewal and looking around there are lots more competitive deals to be found on go compare, money supermarket etc..... and I wondered if people had any car insurance firms to recommend or avoid specifically around getting coverage for towing a caravan in Europe? 

We'd only be going for 2-3 weeks at a time, so no extended touring or special circumstances, but I had heard that some insurance firms would only insure caravans below a certain length for example?

I don't want to hunt down the cheapest deal only to find it doesn't cover us when it comes to going on holiday! 

Thanks Dan 



commeyras replied on 05/05/2021 08:12

Posted on 05/05/2021 08:12

Further to ET's comment, the Club's policy covers for Europe although it may not be the most competitive.  Tip, don't just look at one comparison site look at 3 or 4 as you already seem to have done.

AnotherDavid replied on 05/05/2021 10:01

Posted on 05/05/2021 09:50 by Tammygirl

We use SAGA, no time limit on trips so you can travel for as long as you wish.

Green card not an issue, we will need one from now on.


Posted on 05/05/2021 10:01

I just swapped from Saga to LV=. I hate having to do it but Saga came in £160 increase and LV= was less than I paid last year. LV=does 180 days which I would be delighted to use

Wherenext replied on 05/05/2021 11:53

Posted on 05/05/2021 11:53

I use General Accident, part of the Aviva Group.

Gives me 90 days in any one trip to Europe and has no limit on length of caravan, at least not shown on the policy document.

Remember to inform any insurer that you have a towbar fitted as they classify it as an accessory.

Tigi replied on 05/05/2021 18:57

Posted on 05/05/2021 18:57

I use SAGA (over fifties only) which is underwritten by LV a slightly more enhanced policy at an enhanced price of course, I like SAGA easy to deal with and paperwork is straightforward. You can sign up for a fixed three year price which probably is`nt cheaper but you know where you are, gives good continental cover etc.

Metheven replied on 06/05/2021 10:06

Posted on 06/05/2021 10:06

I always look around each year and insist when renewing they remove my 'auto renew' option.

The last 4 years was 'Halifax' then 'SAGA', and for two years now it has been through the CAMC dealing with 'AGEAS', last years came in at £291.42 and this year in March a reduction at £276.36.

It gives me 90 days in the EU and is within our annual (use to be) 10-12 weeks overthere. Of course I do 'belt and braces' and take out Red Pennant (others available) to cover everything that could go wrong with the caravan and ourselves whilst abroad.

I have no loyalty to them, only if the price is right.