Red pennant and corona virus

David2115 replied on 18/03/2020 11:29

Posted on 18/03/2020 11:29

Just spoke with red pennant and they have stated that their underwriters will not cover anything related to the corona virus. The nice chap on the phone stated they are in negotiation with them to have that turned round so that policy holders can be reassured. We will see 

DaveFromCrowborough replied on 01/05/2020 11:16

Posted on 01/05/2020 11:16

The club web site said that policies taken out from 17 March would not cover anything related to Covid 19. The implication being that policies taken out earlier would cover such claims. Our policy was taken out in January for travel in June. The policy wording says nothing about exclusions relating to virus related claims. I was subsequently told by club staff that all policies excluded claims relating to the disease irrespective of when they were taken out. I reluctantly accepted cancellation of the policy and a refund. To me this verges on sharp practice and an insurance industry seeking to avoid its responsibilities.

TerryB replied on 08/04/2021 16:03

Posted on 08/04/2021 16:03

Taking this discussion a step further. Does anyone know if there are moves afoot to extend existing Red Pennant policies as a result of the travel bans? After all, they've been covering a non-existant risk for at least 10 months now and I resent having paid for something I cannot use.

Rufs replied on 08/04/2021 16:19

Posted on 08/04/2021 16:03 by TerryB

Taking this discussion a step further. Does anyone know if there are moves afoot to extend existing Red Pennant policies as a result of the travel bans? After all, they've been covering a non-existant risk for at least 10 months now and I resent having paid for something I cannot use.

Posted on 08/04/2021 16:19

I contacted the club and they refunded all my money, but my policy had not yet started, might be different if your policy was in force when all this kicked off undecided

EmilysDad replied on 08/04/2021 16:35

Posted on 08/04/2021 16:03 by TerryB

Taking this discussion a step further. Does anyone know if there are moves afoot to extend existing Red Pennant policies as a result of the travel bans? After all, they've been covering a non-existant risk for at least 10 months now and I resent having paid for something I cannot use.

Posted on 08/04/2021 16:35

 ... they've been covering a non-existent risk for at least 10 months now and I resent having paid for something I cannot use

and what planet have you been on? 🤐

JVB66 replied on 08/04/2021 16:58

Posted on 08/04/2021 16:03 by TerryB

Taking this discussion a step further. Does anyone know if there are moves afoot to extend existing Red Pennant policies as a result of the travel bans? After all, they've been covering a non-existant risk for at least 10 months now and I resent having paid for something I cannot use.

Posted on 08/04/2021 16:58

So you have also not had your vacine against this none existant risk or will not have itundecided

AnotherDavid replied on 08/04/2021 17:09

Posted on 08/04/2021 16:58 by JVB66

So you have also not had your vacine against this none existant risk or will not have itundecided

Posted on 08/04/2021 17:09

The risk that that TerryB refers to is the risk associated with travel ,breakdowns and any other thing they cover whilst one is traveling abroad. Like us the van has stayed put but we have been insured against all this with no chance of the insurer  RP (C&CC in our case) having to pay  out. Some car insurers are daily advertising refunds when there has been no mileage done..

Think it through, a bit like having insurance for  a car or house etc one does not have.

WayTwoGo replied on 08/04/2021 22:35

Posted on 08/04/2021 16:03 by TerryB

Taking this discussion a step further. Does anyone know if there are moves afoot to extend existing Red Pennant policies as a result of the travel bans? After all, they've been covering a non-existant risk for at least 10 months now and I resent having paid for something I cannot use.

Posted on 08/04/2021 22:35

Shouldn't you be asking RP this? 

I am curious though. If you knew you couldn't travel, why did you buy a policy?

AnotherDavid replied on 09/04/2021 07:40

Posted on 08/04/2021 22:35 by WayTwoGo

Shouldn't you be asking RP this? 

I am curious though. If you knew you couldn't travel, why did you buy a policy?

Posted on 09/04/2021 07:40

I dont know when TerryB bought his but mine with the C&CC was renewed in January 2020 in the full expectation that we would be travelling  late March. I didn't chase them for a refund while still hoping to travel later in the year. However as they (C&CC)  pretty soon  into the pandemic washed their hands of foreign travel and made their staff redundant I put it down to experience.  When I travel again I will look elsewhere. 

WayTwoGo replied on 09/04/2021 07:54

Posted on 09/04/2021 07:40 by AnotherDavid

I dont know when TerryB bought his but mine with the C&CC was renewed in January 2020 in the full expectation that we would be travelling  late March. I didn't chase them for a refund while still hoping to travel later in the year. However as they (C&CC)  pretty soon  into the pandemic washed their hands of foreign travel and made their staff redundant I put it down to experience.  When I travel again I will look elsewhere. 

Posted on 09/04/2021 07:54

Yes, I see that, but the other poster mentioned 10 months, implying the policy was bought while we were in lockdown. I think I would have waited until I knew for certain I would be travelling. 

Re the C&CC: many of the travel service staff were made redundant pre Covid. I am in touch with some of them still.

cyberyacht replied on 09/04/2021 12:00

Posted on 09/04/2021 12:00

Last year I had booked my ferry but and matters progressed I received an IOU. I had deferred taking out my Red Pennant until nearer the time of travel so I wasn't caught out by this problem. Given current uncertainties, I would imagine many will leave arranging various aspects of travel until much closer to that time.