LeTouriste replied on 09/07/2019 11:21
Posted on 09/07/2019 11:21
We are in our 80's - in 2018 our premium was approx. £239. This year it was increased to £644 because, we were informed, the underwriters did not like to insure members aged over 70. Increased risks due to age are understandable but, in reality, there are some members under 70 who have greater health problems than those into their 80's.
Bearing this in mind, although a Red Pennant operator did not wish to discuss it, I suggested the following alternative: For those of us over 70, retain the higher premium, but split it into two parts. Taking the above figures as an example, make the £239 a fixed basic charge, and the remaining £405 a form of bond - being refundable where no claim is made, and forfeited in the event of a claim.
For ourselves, the £644 was only accepted because we had already committed ourselves to the ferry charges and paid the deposit on our French campsite. Considering that it cost us a total of around £1,200 just to land, a very good holiday can be had at a UK quality touring site for this sort of figure.