Travelling against FCO advice

I imagine you have three insurances in place - annual motor insurance, breakdown/recovery, and personal medical travel cover - and they may be with three separate companies.  Only those insurance companies can tell you what cover they would provide if you decide to travel when FCO advises not to. Please don't rely on answers on a forum. 

I think that eurotravellers's comments are eminently sensible. Only your insurance companies can tell you their "policy". 

I don't understand why anyone would choose to travel against FCO advice and/or without adequate insurance in place. 

I agree - I’ve no intention of travelling against FCO advice. 

I guess it’s a hypothetical question as I was wondering how all those people on the ferries to Spain manage their insurance.

John

Wing it !!!, but somewhere on this forum somebody has been in touch with club re Red Pennant insurance and validity in the event FCO says non essential travel not recommended and i think the club said no cover at all, but as advised would get it straight from the horses mouth before you travel

As we are also due to travel at the beginning of September to France I've been checking out our holiday insurance with Nationwide.

As it stands if France goes on the naughty step and travel is only allowed for essential reasons then we will not be covered if we go. If it changes once you have left the UK then the cover that was in place at the time of your departure is valid until your return. 

I've also checked out Staysure as some have mentioned them on here. Their cover does cover you for medical, again the normal rules of medical insurance you have to list any on going medical issues. 

The problem we have with Nationwide insurance is that they say 'which ever is the latter' this refers to when you took out the insurance or when you booked your travel. We renewed our yearly cover in January and booked our tunnel crossing at the end of June, this was while the FOC still had a restriction in place for Europe so we won't get anything back from the insurance if we cancel our tunnel crossing. Our hope is that  a) France doesn't go on the naughty step. b) that the C&MC will give us a voucher for the tunnel if they do go on the naughty step. I'd be happy with a voucher as if it happens it might not be for long and we would go once its cleared by the FOC.

I think most of us that travel overseas with their vans knows that during July/August all of Europe is on holiday so it was a fair guess that figures could rise, fingers crossed they drop again soon as they all return home.

well just been informed that the Spanish press are reporting that Spain will go back into phase 1 lockdown on Sept 18th, yes Sept 18th, apparently they are giving the warning now so that tourists can get out and schools etc can plan, could be fake news, but daughter has it in her news and she lives in Spain, take it as you will, not sensationalising

For anyone wanting to keep an eye on the developing trend of COVID cases in Europe I came across this web sites https://www.ecdc.europa.eu/en/cases-2019-ncov-eueea It expresses cases as numbers per 100000 of population which seems to be what the UK Government is looking at in terms of travel restrictions. It might give some warning of future FCO advice?

David

Thanks for the link David.

If the UK Gov are using this type of thing to make decisions then they should also be keeping their eyes on the Netherlands and Sweden, both have higher figures  than France but I've not heard any mention of that.

That's on a lot of news sites, so could be possible as the sources look reliable to me? It looks as though Spain is similar to here and prepared to shut things down so that others can continue.

I would guess other EU countries are working on a similar prevention basis. 

No2 daughter who lives in Spain gave me the info, looks a bit crook to me, if things are so bad, why not shut down now, i guess they want to keep the tourist economy afloat for as long as possible, and why are carriers such as Easy Jet, Ryan air and BA still flying people out there, makes no sense, my No3 daughter just returned, but no real checks at Gatwick simply told to self isolate for 14 days, but who polices this ?