Motorhome Road Tax

Bongonaught replied on 30/11/2017 18:50

Posted on 30/11/2017 18:50


I am thinking of trading the caravan for a motor home but I am struggling to find out how much road tax I would pay. I currently pay around £280 for the tow car being a 2.2 diesel.  The motor home I have an eye on is a Fiat Ducato Lunar 2.8 2003 mod.

By changing I can save on at least one insurance as i will be selling the car & caravan

I have had a quote for insurance from CC&MH and was pleasantly surprised.

I love the caravan but I have recently developed an unexpected and awkward heart condition (AF) which is unpredictable and have been told that riving and tearing is not on !  Not that I did any the motor mover does everything for me but I must confess that the motor home appeals to me more.


Anyway please can anyone hazard a guess?  I have been on the Gov. website and it is difficult to calculate







DavidKlyne replied on 30/11/2017 20:42

Posted on 30/11/2017 20:42

When we changed from a caravan to a motorhome we sold the tow car and purchased a small car and to this day we are still paying less in VED in total for two vehicles than we were for the tow car on its own which was the about £475 a year. We found the insurance was about the same for the motorhome as it was for the caravan. The only extra expense (for us as we previously only had one vehicle) is the cab service for the motorhome.

Good luck with the AF. In certain circumstances it can be corrected but I am sure you have had that conversation with your doctor. 


BoleroBoy replied on 01/12/2017 07:51

Posted on 01/12/2017 07:51

there are two rates AFAIK for 'motorhomes' although there is no such named category...there is a tax group called 'motor caravan' and the rate applied is as below..

the two groups are PLG (Private Light Goods) for vehicle upto 3500kg and PHG (Private Heavy Goods) for other vehicles

perversely, its cheaper to drive a PHG vehicle (approx £245 from memory) than it is to drive a smaller, lighter, less polluting PLG one, which is around £320??)

i dont have the exact figures here, and if you can find it on the Gov website, well done.....

the anomaly is, i believe, due to the Govt wanting to keep the 'heavy' rate low as it would affect commercial owners.

sirely, the easiest thing would be to have proper separate rate for leisure vehicles, with the two classes the other way round, cost wise?

still, what do i know?smile

cyberyacht replied on 01/12/2017 07:52

Posted on 01/12/2017 07:52

The VED on my Kuga was £190. The MH, a 2.2 Euro 5 engine is, IIRC, £245. VED rates can be lower if a MH is above a certain weight, I think 4.25 tonnes, otherwise it is taxed as PLG and based on emissions.

BoleroBoy replied on 01/12/2017 08:02

Posted on 01/12/2017 07:59 by Justus2

Vehicle Excise Duty on our van is also £245.. Its a 2.3ltr Euro 5 Fiat van.

Posted on 01/12/2017 08:02

yes, as above, found the figures

Private/light goods vehicle (tax class 11) weighing no more than 3,500kgs £245

Private/neavy goods vehicle (tax class 10) weighing over 3500kg £165.

KeithandMargaret replied on 01/12/2017 10:04

Posted on 01/12/2017 10:04

I have a Pilote 3500kg Motorhome and the Vehicle Tax is £245 for 12 months (£134.75 for 6 months).

Above the 3500kg weight other conditions can apply for the Vehicle Tax but the Lunar is only 3500kg and different tariffs should not worry you.

Insurance costs me £340 for two named drivers, Breakdown cover for UK and Abroad, Legal cover and known Heart condition (Pacemaker) – others may pay more and others less.

Hope this helps

MichaelT replied on 01/12/2017 11:14

Posted on 01/12/2017 11:14

We pay £165 for our 3,850 van.  It is all to do with keeping the costs down for HGV operators in the UK to compete with all the foreign operators coming over from France etc. filling up with cheap fuel there to deliver goods here.