Club Car Insurance

 This resulted in a claim costing around £1000.00. First claim in a clean driving career of around 40 years. So when I received the quote of £985.00 for the following year, I could not quite believe it. I rang up Devitt (the clubs insurance brokers) and questioned the amount. The reply was, it was due to this claim and they could not do anything to adjust the price.

I take it that you had not lost your No-Claims Discount due to the accident?

I have protected NCB on the policy

In that case it does seem P poor! I pay £170 a year for X-Trail with RAC

That's seems a really good price. I've never been able to get a quote below £300 in the past.with a clean driving record.  

.Which company is that with?

I meant does the RAC act as a broker? Also are you an RAC member.?

Just checked. Memory was out slightly it was £178 with  Insurer
CIS General Insurance Limited through RAC with 60 days EU cover and £300 excess with protected no claims. 

Not an RAC member as I use Mayday from Greenflag through CC

We checked out the club's insurance for our new car, it was 3 times the amount of Saga. 

We have not found the club good for either car or caravan insurance in quite a few years now, we always check but its just not competitive.

Some companies are a little cheaper than our Saga policy but they don't give us the amount of European cover that we require. Also Saga haven't messed us around trying to get a green card.

We shop arround for most of our insurance each renewal, last year the best we found was Halifax bank via co.op,this year going via the co.op direct it was £40 cheaper ,with £50 of co.op food vouchers in 5 £10 vouchers

We have just added my Wife's car to Devitt, which did save us, but noted Bev's advice, always pays to shop around.

Thank you for all your responses.

I find it never simple nowadays to find good reasonable car insurance. Always having to chase around for quotes. There was a time, back in the 70's & 80's when I stuck with the same insurance broker year after year. Always receiving a quote near or sometimes cheaper than the previous years premium.

How times change. !! Or is it me in my advancing years!!!!!!