Best insurers

no such thing as best insurance, it's what you feel happy with, is it all down to cost or cover provided. we all want cheaper insurance whether house/car/caravan or whatever but at what cost, that's why all the adverts on TV for comparison sites, it's all down to the individual.  

Define 'best'. Is it the cheapest, the most effective at handling claims, the most comprehensive cover, the least restrictions……?

Generally, you get what you pay for and it's what suits the individual.

I'll put my head above the parapet but obviously price depends on your exact conditions.

Our package with Safeguard last Aug was £154 (market value, 7YO) + £65 for breakdown both (inc Europe but unsure if 90 days you need  is total or max)

May be worth a try or you could do CAMC + Mayday + RP?

Try the obvious ones, like C&CC, CAMC (although be aware the insurer is the club itself) or Saga, who we use. They cover repatriation of the caravan from abroad plus you only have to include European cover when you need it so they charge pro-rata up to your next renewal date.

I was looking at an insurer who does new for old on vans up to 10 years old, but for the life of me I can’t remember their name.

Alexander Flux is a good insurer but they are covered by the Maltese FSA not the U.K. FSA

Like other have said only you can decide the right policy for you

Oneputt, Saga do new for old for caravans up to 15 years old, at least I'm pretty sure they do.

"Best" for me was a company with few restrictions. Some insurers wanted me to fit wheelclamps, instal a tracker, and store on a high security Cassoa site instead of in an open fronted shed here at home. So I pay a bit more. 

We use Saga, we haven’t had to make a claim fortunately and don’t use caravan abroad.

The price is really good and unlike previous policies, we only need to use one security device when on a site.  So we just use a hitch lock on site, it saves time as we only need to use the Alko wheel lock in storage.

Check it out, it could be different for more expensive caravans....

Thanks for the suggestions everyone. Has anyone experience of dealing with Fluxdirect for their caravan insurance?

On GoCompare they are offering a very attractive market value quote (£105 plus  £250 excess) for my 2014 Lunar Clubman and with overseas cover. The saying:  'If it is too good to be true etc..' springs to mind.

But many of the reviews of Fluxdirect (Facebook included) are very poor to say the least although they tend to be from those insuring cars. Suggestion is they are brokers not insurers!

Did get a quote over the phone from Saga but that was way more expensive than anyone's. And they wanted a further £105 for overseas cover. 

Also appears for insurer purposes, my van becomes a 2013 model because I purchased it in late autumn 2013! That then creates difficulty with having a van over 5 years old if I wanted a new for old policy.

Thinking I should go with the tried and trusted C&MC quote of £193 (with 192-day overseas cover) for a market value policy.

And how can you assess a market value for a van? Mine is in good condition and comes with a motor mover. So is my figure of £12,500 about right?

I was insured with Flux.  Always competitive with good comprehensive policy.  I only moved away from them when we brought our new van and went new for old with the club.  As I indicated previously they are not covered by the U.K. FSA but by the Maltese equivalent