Caravan Cover

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01342 336 610

Beachy Head, East Sussex near Broomfield Farm Club Campsite

Caravan Cover you can trust

Rated Excellent by our members on Trustpilot

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Designed for our members

With 50 years of experience, we understand tourers’ needs and provide the right cover for your home-from-home

The Club that cares

Our Caravan Cover is loved by members, which is why 9 out of 10 renew with us*

Claims handling satisfaction

We score over 9 out of 10 for claims handing experience**


Accidental damage cover	Resulting from either theft, vandalism, storm, or flood, whether in storage or in use.
New for old cover	For your outfit, equipment, awnings, and contents up to 15 years old.
Friends and family cover	Allow your outfit, equipment, awnings, and contents to be protected if you lend them to family and friends.
Overseas cover	Protection for your outfit, equipment, and contents when taken overseas.
Personal accident cover	Up to £50,000 is payable if you, or someone staying in your caravan with you, suffers from an accident that results in death or injury while away from home with your caravan.
Third Party Liability	£5m towards legal costs and compensation that you need to pay following a third party death, injury or property damage.
Emergency accommodation or outfit hire expenses reimbursement	You can claim the cost of emergency accommodation and/or outfit hire, up to the cover limit, in the event your oufit is stolen or becomes uninhabitable while on holiday.
Recovery and transportation expenses after an accident	Reimbursement of costs if you need to hire a tow vehicle or incur rail fares to get home, plus costs for storage and returning your outfit home, after an accident.
Driver Cover	If, due to illness or injury, there is no one able to drive, you can claim (up to the cover limit) the cost of returning your vehicle(s) home, and rail fares to get home.
No-claims protection (Optional)	If you make a claim, your no-claims discount will not be reduced.
Legal Protection Insurance (Optional)	You can also buy Legal Protection Insurance with Caravan Cover. This can cover the costs and expenses for recovering uninsured losses (such as excesses), claiming damages for personal injury, and for contract disputes; buying, selling, servicing, and repairing the outfit.

How do I cut the cost of Caravan Cover?
To save money, when buying Caravan Cover, one thing you could do is to increase the excess - we offer a maximum of £500 excess. As you take on more risk with a higher excess, small claims that cost the same amount to process aren't covered, and the price you pay will reduce.

By having any of these, you can also reduce your price:
- using axle wheel locks
- using security alarms
- using a tracking device
- using an electronic anti-snaking device
- using a CaSSOA Platinum or Gold rated storage site
- using a Caravan and Motorhome Club secure storage site
- completing a Caravan and Motorhome Club caravan manoeuvring course.
How is the claims process different from caravan insurance?

Our claims handling administration service is provided by a third party, in a similar way to many caravan insurance providers. The key difference is that we provide guidance and support on claims management and have full discretion over whether to pay a claim and the amount to be paid. For more information, please visit our Claims guidance page.
What type of caravans do you cover?

Caravan Cover is designed to provide cover to all Caravan and Motorhome Club members, where possible. Our aim is to be as inclusive as possible. We aim to cover all type of caravans that have been built/designed in the UK or that meet UK towing rules and guidelines.

Caravan Cover is also suitable for all trailer tents, folding campers and fifth wheel caravans that meet UK towing guidelines.
How can I get an online quote?

In order to provide a quote, you will just need to confirm some basic information about your caravan, such as the make and model, current value, any security equipment installed and a few personal details. This will help us generate a quick quote tailored to your needs.

Get a quote online
How can I amend/renew my Caravan Cover?

You can renew your Caravan Cover and update your renewal payment method, for example, by going to 'My Profile' and then clicking on 'My Cover'. Please read through your renewal invitation thoroughly. If you cannot see an option to renew, this could mean that you're on a continuous payment authority, so please check your cover documents.

If you would like to make any adjustments or discuss your Cover, one of our dedicated team members will be happy to help. You can use our Website Chat function, email, or call, and all the details are on our Contact Us page.
How do I make a claim online?

You will need to complete and submit a claim form, which will include details about the theft, damage or repairs, as well as related documents. We have more detailed information on How to make a claim.
What’s the difference between Caravan Cover and caravan insurance?

The Caravan and Motorhome Club is a mutual organisation, effectively owned by its members. This allows us to provide Caravan Cover as a discretionary mutual product to anyone who is a member of the Caravan and Motorhome Club.

Caravan Cover is not an insurance policy; however, it operates and chooses to pay claims similarly. We believe we provide even better protection than an insurer, because all payments we make are discretionary. As such, we can go above and beyond for our members when appropriate.