Travelling against FCO advice

JohnDL replied on 09/08/2020 10:57

Posted on 09/08/2020 10:57

I've got a ferry booked to France in September and if the latest news is anything to go by, there may be a FCO advisory against travel in place by then.

This is already the case for Spain, but Brittany Ferries are taking people from the UK in cars and motorhomes presumably knowing that their motor insurance may be void in the event of an accident,

I'm wondering how people are managing to get there possibly without insurance when they disembark in Spain, or have I got it wrong and motor insurance is still valid if travelling against FCO advice?

This is from Aviva's website: Cover may be restricted when travelling to a country where the Foreign & Commonwealth Office (FCO) have advised against all or all but essential travel.

I note is says "restricted" so Third Party insurance only perhaps?

John

Rufs replied on 13/08/2020 09:42

Posted on 13/08/2020 08:58 by Philnffc

August so away but just come across this and as someone who lives in Spain have read all the local Spanish papers and nothing but have found this from a English paper

https://www.costa-news.com/latest-news/scaremongering-reports-anger-residents/

Looks like a spate between the two big English papers here.

phil

Posted on 13/08/2020 09:42

Yup, who do you believe, my daughter is not one for reading newspapers, she received a memo from the school to say this might happen and that they need to be prepared, good for the school i say a bit of forward planning even if it is not needed in the end never did any harm.

But all the news reports even from the local press say Spain is having great difficulty in controlling new outbreaks, but no different than a lot of other countries just now.

IanH replied on 13/08/2020 12:12

Posted on 13/08/2020 12:12

Does anyone have any thoughts on this - if France is added to the list of countries that the FCO advise against travelling to, with the addition of quarantine for anyone arriving in the UK from France, then it seems likely that France will in turn require that travellers from the UK to France will need to quarantine.

How would this work in practice? If you are in a touring caravan / motorhome and therefore of 'no fixed abode' where would you need to quarantine? And how on earth could they enforce it?

Also, if you booked Eurotunnel with CAMC, I understand they will not refund the fare but will let you change to another booking. How does this work? Assuming that you don't know when you might be going again, do they give you a voucher / credit note of some sort?

 

peedee replied on 13/08/2020 12:25

Posted on 13/08/2020 12:25

I find it easier to opt for a staycation but keep all options open then you can let all this nonsense just fly over the top of your head until life is less topsy turvey.

peedee

DavidKlyne replied on 13/08/2020 12:44

Posted on 13/08/2020 12:44

There will always be occasions when people are almost compelled to travel against FCO advice. A sick relative is perhaps one. Some people who have dual nationality have to pay an annual visit to their country of origin in order to maintain status. That may be able to be done by visiting the Embassy in the UK but sometimes you have to opt for one or the other.

Given the current situation I just don't see what enjoyment there would be in travelling abroad at the moment given that you might have to leave the country in question depending on what rules are put in place by the host country. 

As far as Eurotunnel is concerned I am not sure I would book via the Club simply because amendments can only be done by them. I have used the Tunnel many times and there was rarely a year went by without me changing my booking which was alway free direct to Eurotunnel assuming you didn't change to a more expensive crossing.

David

MichaelT replied on 13/08/2020 13:18

Posted on 13/08/2020 13:18

As far as I know if the country you are planning to travel to is on the naughty step then only your medical insurance would likely not cover you, your vehicle insurance would still be valid.  

How that works say if France was on the list but you decided to go to Germany which was not then are you covered as you drive through France without stopping?  Similarly if you travel though without stopping do you have to quarantine on return, I have sen on other sites no but worth checking at the time?

Rufs replied on 13/08/2020 13:30

Posted on 13/08/2020 13:18 by MichaelT

As far as I know if the country you are planning to travel to is on the naughty step then only your medical insurance would likely not cover you, your vehicle insurance would still be valid.  

How that works say if France was on the list but you decided to go to Germany which was not then are you covered as you drive through France without stopping?  Similarly if you travel though without stopping do you have to quarantine on return, I have sen on other sites no but worth checking at the time?

Posted on 13/08/2020 13:30

according to a posting by someone else, they have full RP e.g. breakdown and medical but if you travel against FCO advice then the  club said nothing was valid. Personally i would check for myself with the relevant insurer, in cases like this insurance companies will use any trick in the book as a reason for not paying.

My ferry tickets are booked direct with Brittany ferries and both are flexible so can change on line at no extra cost a time and route that is best for you, you pay slightly more when you book and in some cases booking direct rather than via the club is more expensive, but in these times of not knowing from day to day what is going to happen, i would rather hold my destiny in my hands. Apparently it has been quite difficult to make changes via the club.

MichaelT replied on 13/08/2020 14:24

Posted on 13/08/2020 13:30 by Rufs

according to a posting by someone else, they have full RP e.g. breakdown and medical but if you travel against FCO advice then the  club said nothing was valid. Personally i would check for myself with the relevant insurer, in cases like this insurance companies will use any trick in the book as a reason for not paying.

My ferry tickets are booked direct with Brittany ferries and both are flexible so can change on line at no extra cost a time and route that is best for you, you pay slightly more when you book and in some cases booking direct rather than via the club is more expensive, but in these times of not knowing from day to day what is going to happen, i would rather hold my destiny in my hands. Apparently it has been quite difficult to make changes via the club.

Posted on 13/08/2020 14:24

As I said medical will not be valid, your normal road insurance will be, I had not thought of breakdown TBH but would have thought it would be OK but nothing with RP surprises me from other stories on here.

birderbilly replied on 13/08/2020 20:36

Posted on 13/08/2020 14:24 by MichaelT

As I said medical will not be valid, your normal road insurance will be, I had not thought of breakdown TBH but would have thought it would be OK but nothing with RP surprises me from other stories on here.

Posted on 13/08/2020 20:36

RP is not valid if you travel against FCO advice the CAMC website quite clearly says this and I have checked with them on the phone.  Also you cannot assume that your car and van insurance will be valid either, you need to check, we have 2 cars and one policy is silent and one clearly says that you only have the legal minimum if you travel against FCO advice i.e bare third party liability only.

Tammygirl replied on 13/08/2020 22:07

Posted on 13/08/2020 22:07

Also, if you booked Eurotunnel with CAMC, I understand they will not refund the fare but will let you change to another booking. How does this work? Assuming that you don't know when you might be going again, do they give you a voucher / credit note of some sort?

 I'm hoping the club will give a voucher against out tunnel crossing IF the government put France on the naughty step. We have a booking for the beginning of Sept. I'm not bothered about the quarantine on return (if we have to) put I wouldn't want to go if we have to do it on the way out as well or if our insurance was invalid. I would check with our car/caravan insurance, as it happens they are with the same company. Breakdown is with the bank as is the holiday cover. It might be a good idea to take out another policy is the bank don't cover us.

eurortraveller replied on 13/08/2020 22:11

Posted on 13/08/2020 22:11

The UK government has this evening put France on the list of countries where travel is not advised except where a journey is essential. This means that anyone returning will need to quarantine for 14 days unless they get back by 4 a.m. on Sunday, and anyone who does go despite government advice will need to check their insurances very carefully. 

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