Caravan Cover

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Beachy Head, East Sussex near Broomfield Farm Club Campsite

Caravan Cover plus a FREE night

Take out Caravan Cover and get a FREE night up to the value of £40 at one of our UK Club campsites.

Caravan Cover is provided by the Club directly for the benefit of our members. It is an alternative to caravan insurance, designed for your caravanning lifestyle by a Club that truly cares and understands your passion to get away and enjoy the great outdoors. And it’s all backed up by an expert team overseeing all aspects of your cover.

If you're not a member, join today for just £63 a year and take advantage of our 'Excellent' rated product.


Rated Excellent by our members



Service you can always trust

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Designed for our members

With 50 years of experience, we understand tourers’ needs and provide the right cover for your home-from-home

Caravan Cover

The Club that cares

Our Caravan Cover is loved by members which is why 87% have renewed with us*

Caravan Cover

Claims handling satisfaction

We score over 9 out of 10 for claims handing experience**

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Award winning cover

We won 'Best Caravan Cover Provider' award for four consecutive years at the Insurance Choice Awards***

Caravan Cover plus a FREE night

Take out Caravan Cover and get a FREE night up to the value of £40 at one of our UK Club campsites.

Terms and conditions apply.


Image: Yorkshire Dales near Wharfedale Club Campsite. Member photo by Katie Dudley

  • Caravan Cover plus free night Terms and Conditions

    • This promotion is only open to Club members who are residents of the United Kingdom of Great Britain and Northern Ireland, the Isle of Man or the Channel Island and who have cover for their caravan elsewhere or those that do not have any insurance / cover for their caravan at the moment.

    • Non-members can take advantage of this promotion by becoming a member of the Club and then purchasing Caravan Cover between 7 June to 31 August 2024.

    • If you buy the annual Caravan Cover product between 7 June to 31 August 2024 (inclusive) you will be emailed a £40 Club gift voucher within 30 days of purchase of the product Caravan Cover (provided the Caravan Cover remains in force).

      • This offer is not available to customers being introduced to the Club from Saga.

    • Caravan and Motorhome Club gift vouchers are redeemable against Caravan & Motorhome Club UK campsite fees only.

      • For clarity, the following are not included in this offer: campsites in the Republic of Ireland, Affiliated campsites, Certificated Locations, Seasonal pitches at associate racecourses and Lower Wensleydale, Storage pitches and Experience Freedom.

    • To redeem the gift voucher please present the gift voucher to reception staff upon arrival at the Club campsite. Please note gift vouchers cannot currently be redeemed against booking deposit payments. Deposits need to be paid for using a debit or credit card.

    • All other Club or Club associated products and services are excluded and cannot be redeemed using this gift voucher.

    • Gift vouchers must be redeemed within 365 days of issue. An expiry date will be displayed on the gift voucher.

    • Gift vouchers can be used multiple times until the value reaches zero or the gift voucher expires.

    • Gift vouchers cannot be exchanged for cash.

    • If you need assistance in respect of this offer, please call us on 01342 488 356.

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Benefits of Caravan Cover


Standard cover

Super cover

Cover for accidental damage, theft, vandalism, storm, or flood, whether in storage or in use



New for old cover for your caravan, equipment and contents

Up to 5 years

Up to 15 years

Use by family and friends included



Personal accident cover

Up to £20000

Up to £50000

Cover for claims made against you for accidents, death, injuries or damage to third parties and property:



Third Party Liability - as a result of an incident arising from the use or ownership of the caravan

Up to £5m

Up to £5m

Personal Liability - as a result of an incident on a caravanning holiday


Up to £5m

Hotel and caravan hire expenses reimbursement

Up to £150/day

Up to £225/day

Post-accident transportation and recovery expenses reimbursement



Rail fares for your family to return home



Expenses to cover your outfit and get your party home, should the main driver fall ill and be unable to drive



Caravanners Legal Protection insurance and loss recovery (optional)



Protected No Claims Discount (optional)



Automatic overseas cover for up to 182 days per year



Switch to us and we’ll refund your cancellation fees

Step 1: Purchase our Caravan Cover before your current caravan insurance policy ends.

Step 2: We'll refund any cancellation fees you have to pay, up to a maximum £50.



Terms and conditions apply

Our Caravan Cover has our members coming back every year.


Frequently Asked Questions

  • Do I need Caravan Cover?

    You’re not required by law to have caravan cover or caravan insurance, but our Caravan Cover is designed to protect your caravan as an alternative to caravan insurance and is run exclusively by the Club for its members. It’s there to protect your investment in case it’s damaged, whether towing, in storage or just parked on site, as well as in case of theft.

    It can also provide New for Old or Market Value cover, depending on the age of the caravan and level of cover. For more information, visit our Do I need Caravan Cover? page.

  • What’s the difference between Caravan Cover and caravan insurance?

    As we are a membership organisation, and caravan insurance or cover is not a legal requirement, we have been able to establish a product just for our members where all aspects of cover are dealt with by the Club. We provide Caravan Cover on a discretionary basis which means our Board has full discretion over whether to agree to pay claims and the amounts to be paid. They may also agree to pay claims outside the terms and conditions of the cover if they feel the circumstances justify it. It is not a contract of insurance. For more information, visit our Caravan Cover vs Caravan Insurance page.

  • How is the claims process different from caravan insurance?

    Our claims handling administration service is provided by a third party, in a similar way to many caravan insurance providers. The key difference is that the Club provides guidance and support on claims management and has full discretion over whether to pay a claim and the amount to be paid. For more information, please visit our Claims guidance page.

See more FAQs
Whitesands Bay, Wales

Join today to get covered

Caravan Cover is exclusive to our members. If you're not yet a member you can still get a quote which you can take up once you join.

Become a member
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How to make a claim

Get further information on how to make a Caravan Cover claim.

Claim guidance
Little Stubbins Certificated Location Member photo by Alan Rigby
Caravan and tow car parked in field with rainbow in the sky

Safety and Security

Read our Safety and Security blogs for practical advice and technical tips for looking after your outfit.

Safety and security blogs