Caravan Cover
Caravan Cover is provided by the Club directly for the benefit of our members. It is an alternative to caravan insurance, designed for your caravanning lifestyle by a Club that truly cares and understands your passion to get away and enjoy the great outdoors. And it’s all backed up by an expert team overseeing all aspects of your cover.
If you're not a member, join today for just £63 a year and take advantage of our 'Excellent' rated product.
Rated Excellent by our members
Get a quote for a chance to win a £150 Club E-Gift voucher
Complete a quotation between 1 October and 31 October for our Caravan Cover and you could be one of the 5 lucky winners who will each WIN a £150 Club E-Gift voucher to spend in the next 12 months - on us!
All you need to do is click the Get a Quote button below, or call 01342 649 899, and get a quote before 31 October to be automatically entered into the prize draw.
* Click here for terms and conditions
Photo of Morvich Club Campsite by member Ricky Bowman
Service you can always trust
Designed for our members
With 50 years of experience, we understand tourers’ needs and provide the right cover for your home-from-home
The Club that cares
Our Caravan Cover is loved by members which is why 87% have renewed with us*
Claims handling satisfaction
We score over 9 out of 10 for claims handing experience**
Award winning cover
We won 'Best Caravan Cover Provider' award for four consecutive years at the Insurance Choice Awards***
Benefit |
Standard cover |
Super cover |
---|---|---|
Cover for accidental damage, theft, vandalism, storm, or flood, whether in storage or in use |
Yes |
Yes |
New for old cover for your caravan, equipment and contents |
Up to 5 years |
Up to 15 years |
Use by family and friends included |
Yes |
Yes |
Personal accident cover |
Up to £20000 |
Up to £50000 |
Switch to us and we’ll refund your cancellation fees
Step 1: Purchase our Caravan Cover before your current caravan insurance policy ends.
Step 2: We'll refund any cancellation fees you have to pay, up to a maximum £50.
Our Caravan Cover has our members coming back every year.
Frequently Asked Questions
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Do I need Caravan Cover?
You’re not required by law to have caravan cover or caravan insurance, but our Caravan Cover is designed to protect your caravan as an alternative to caravan insurance and is run exclusively by the Club for its members. It’s there to protect your investment in case it’s damaged, whether towing, in storage or just parked on site, as well as in case of theft.
It can also provide New for Old or Market Value cover, depending on the age of the caravan and level of cover. For more information, visit our Do I need Caravan Cover? page.
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What’s the difference between Caravan Cover and caravan insurance?
As we are a membership organisation, and caravan insurance or cover is not a legal requirement, we have been able to establish a product just for our members where all aspects of cover are dealt with by the Club. We provide Caravan Cover on a discretionary basis which means our Board has full discretion over whether to agree to pay claims and the amounts to be paid. They may also agree to pay claims outside the terms and conditions of the cover if they feel the circumstances justify it. It is not a contract of insurance. For more information, visit our Caravan Cover vs Caravan Insurance page.
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How is the claims process different from caravan insurance?
Our claims handling administration service is provided by a third party, in a similar way to many caravan insurance providers. The key difference is that the Club provides guidance and support on claims management and has full discretion over whether to pay a claim and the amount to be paid. For more information, please visit our Claims guidance page.