Benefits of Caravan Cover

Top questions

What's the difference between Caravan Cover from the Caravan and Motorhome Club and caravan insurance?

As we are a membership organisation, and caravan cover is not a legal requirement, we have been able to establish a product just for our members where all aspects of cover are dealt with by the Club.

For example, if you make a claim you would be dealing with the Club rather than a third party organisation.

We provide Caravan Cover on a discretionary basis which means our Board has full discretion over whether to agree to pay claims and the amounts to be paid. They may also agree to pay claims outside the terms and conditions of the cover if they feel the circumstances justify it. It is not a contract of insurance.

Can I download or print a summary of my current Caravan Cover documents?

Yes, if you have Caravan Cover you can view and download your cover documents from the My Profile area.

Can I get Caravan Cover for my folding camper?

Yes. Our Caravan Cover can cover folding campers and trailer tents as well as touring caravans

How much should I cover my caravan, equipment and contents for?

The sum you choose to cover for your caravan, equipment and contents is entirely up to you, however we suggest you select an amount that reflects the potential value of your caravan and all the items in it, should the caravan and/or items be lost, stolen or destroyed completely, in a worst case scenario.

What security devices do I need to fit to my caravan?

The security condition requires that at least one security device is fitted when the caravan is not in use and unhitched from the towing vehicle. If you do not secure the caravan, we may decline to pay a theft claim.

Full details of acceptable security devices can be found in the Cover Wording document and in the online quote journey.

When will my caravan be covered?

Your caravan is covered all the time including when it’s in storage, on your drive, on the road or on site. You'll be covered against accidental damage or loss from theft,  vandalism, storm, and flood. Please read the relevant cover booklet on our cover documents page for full details.

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