Current scams

Like you Steve I am starting to wonder whether banks want you to us internet banking!!! Every payment I make you seem to have to jump through hoops. Now if you use your mobile phone there seems to be a lot less hassle. 

I suppose a person who has accepted that the person on the other end of the phone is genuine will also be inclined to hand over a lot more details. The irony is that someone defrauded in that way is unlikely to get their money back but if the bank went bankrupt the Government would step in and support any loss up to a certain amount.

David

i have just received a text message as follows

HSBC ALERT: A new payee request for MR G LONG has just been made on your account. if this was NOT by you visit: 

And then a link was provided.

I don't have an account with HSBC and obviously didn't click on the link. I reported it to my bank and forwarded the text to 7726 which is the number for Action Fraud, the National Fraud & Cyber Crime Reporting Centre.

Take care out there!

My OH had that on her phone too.

Here's another one - Paying for goods in a shop (Lidl) cashier suggests we can save money by signing up to a discount card. Lovely  - lets have some!

What she did not tell us was the £15 a month subscription

It is rather sharp practice of the promoter (Complete savings. co .uk) to bury that fact well down in their small print - presumably to take advantage of the well known fact that few people read the small print.

So much for loyalty cards eh?

Glad that I didn't bother, as our Lidl store closed, so we only occasionally use one when away  in terms caravan.

We leave our answerphone on permanently. If we recognise an incoming number we'll answer the phone. If it's not recognised we let the answerphone kick in which invites the caller to leave a message and we'll get back to them They never leave a message, which I'm sure they would if it was an important  and / or genuine call.

Some are remarkably persistent. I reckon my McAfee account (which I’ve never had) has been about to expire now on most days for the past 2 years or so. My email provider kindly directs it straight to junk, but I do take the occasional look as some genuine stuff has ended up there.

I don't have the Lidl Plus app myself as I don't use Lidl often enough, but I'm sure it's free, at least according to THIS

Is Lidl Plus free?
Yes, Lidl Plus is completely free and just requires you to download the app and sign up!

And also Which? have an article.

 There is now a scam involving the " Royal Mail" 

Send us your payment details for a parcel destined for you ,that's under paid for  !! .

I believe that the 'complete savings .co' that I mentioned has been the subject of a very vociferous forum (now closed.) on the Martin Lewis website 

It seems that they are now investigating it.

PS I got my money back and the account was closed without any difficulty. So perhaps it is a case of mis-selling?