Medical insurance advice

Lollipoppers replied on 26/12/2015 14:00

Lollipoppers

Posted on 26/12/2015 14:00

We have normal MH insurance & Red Pennant breakdown cover with the Club. Typical travel insurance doesn't really apply to us when travelling in Europe. Even 'Independent Traveller' insurance isn't really appropriate when away for 2-3 months. Many of our posessions are covered by our home insurance anyway. There is of course our EHIC cards, which are fine, unless of course you have a real medical emergency & require repatriation. All we really need is a medical cover only for longer periods than a standard 2-3 week holiday. Does anyone have any experience or advice in this area? Any advice would be very much appreciated!

35 replies

TheAdmiral replied on 03/01/2016 14:10

Member

TheAdmiral

Caravanner

Posted on 03/01/2016 14:10

I believe Red Pennant offer three types / levels of cover and it may be that chosing the right one would suit. However, for EU cover I now favour EHICPlus (EHIC top up) cover. See: https://www.ehicplus.com/. Other similar insurances exist.

Thanks DorsetDriver, I have taken out a 45 day Annual Multitrip covering all pre existing medical conditions at a cost of £185 with EHIC Plus . so Red Pennant has lost a long standing customer. I am sorry to leave Red Pennant but in 2015 they were so petty for not covering Mrs A, we had no option but to go elsewhere

Admiral

TheAdmiral replied on 03/01/2016 14:16

Member

TheAdmiral

Caravanner

Posted on 03/01/2016 14:16

Thanks to everyone for their input and advice, we will look at the suggested alternatives to Warfarin, We have a few weeks ago invested £350 in a Roche Coagucheck to save looking for a Clinic to have Mrs A's INR tested whilst abroad

Admiral

replied on 03/01/2016 14:42

Posted on 03/01/2016 14:42

The user and all related content has been Deleted User

DavidKlyne replied on 03/01/2016 14:52

Moderator

DavidKlyne

Motorhomer

Posted on 03/01/2016 14:52

Thanks to everyone for their input and advice, we will look at the suggested alternatives to Warfarin, We have a few weeks ago invested £350 in a Roche Coagucheck to save looking for a Clinic to have Mrs A's INR tested whilst abroad

Admiral

Admiral

I have highlighted your post to admin to see if we can get some response from the Insuramce Department.

There are pros and cons of different medications. At least warfarin is very controlable and it seems a very sensible decision to invest in a machine to test the levels yourself. I can't understand why these are not more widely used but my understanding is that some health authorities insist that the person only has blood tests at the surgery. ( not much use when you are on a six week holiday abroad!) Other meds, whilst they don't need regular testing are very expensive and you might have a battle getting your GP to prescribe, particularly for long term use. Unfortunately I doubt whether for insurance purposes they would change anything either?

David