Buying a used motorhome on HPI or outright

It’s anybody's guess at present. Interest rates are rising but savings rates are still low. Only you can decide this one.

Be aware that you will need a residential address in order to insure your MH and to obtain credit and other financial services so this plan may not be as simple as you anticipate.

It might depend on how much of your savings are left after buying the motorhome and whether what is left is enough for a deposit for your future house purchase. We live in very uncertain times. Whilst savings rates will go up with interest rates they are usually well short of the interest you would be paying on a loan. As your plans seem a bit open ended it's quite difficult to comment. I suppose the thought process should go along the lines of what do you want to do most? If it's the full timing go with that but if the house is important that is a different decision. Good luck with whatever you decide.

David