Caravan breakdown insurance query

Yep, Mayday (Green Flag) with this club, or Arrival (RAC) with C&CC, is surely the way to go.

Mayday has three advantages.

- Length limit is greater which may effect a few members.

- Van is covered when not attached to an immobilised car

- Two way cover, IF, you are pre-booked into a site.

Our car is still under warranty and has a breakdown cover included. I must admit I am considering not having Mayday this year.

Colin

UKbreakdown.com is another one to look at . It has an additional level of cover specifically for those who are towing (caravans up to 7.0 metres excluding A frame and hitch) . Their prices are very attractive. 

Welcome to the Forum.

We have used Mayday for years and since we changed from a caravan to a motorhome it covers both our vehicles. At the latest renewal I extended cover to Home as I had a few issues with my car battery last year through lack of use!!! Mayday is pretty comprehensive in terms that you have a number of choices should you have a problem.

David

PS May I suggest you go to your profile to change your username to something of your choice rather than the allocated name.

Your standard car recovery will recover the caravan when being towed if the breakdown is because of a fault with the tow car, if however there is a problem with the caravan .... you're on your own. ;-) Obviously MayDay etc is a bit more than that  .... 

When I had a new car in 2005 I never considered my all singing and dancing Mayday

We've also used MayDay for years and have been really pleased with the service we have had.  Not only is the caravan covered if there is a problem (as well as the car), but should the car break down on the way to a pre-booked site, they will tow your caravan to the site for your holiday, and should it not be possible to fix the car, they will recover your car and caravan home at the end of the holiday.

We also have Personal cover.   This means that any vehicle we travel in is covered.  On one occasion, I was out with my son and his car broke down.  The car was recovered to his home under my policy.  My wife is covered in the same way.

I can't see us changing from MayDay at the moment.  As a caravanner, it suits us really well.  However, there are different levels of cover, so always check that the terms of the policy are suitable for you.   From what I can remember, we pay about £120 a year for Personal Cover for both of us.

David 

My car is also still under warranty. That is no good if you’re towing. If the car needs recovering they will only recover the caravan to where they take the car for repair. After that you have a caravan to get home. And usually the dealer will give you a car but without a tow bar.

We have a mobility car which is covered for breakdown by RAC but you can no longer purchase the caravan add on with them. Therefore the cover for the caravan when towing is very limited. Any advice from other motability car users as the best way forward to ensure we are covered should any accident be caused by the caravan?

If the accident is caused by the caravan whilst being towed then the Public Liability section of your Motor Insurance will pick up the claim. The wording you enclosed merely mentions no cover for breakdown costs  if the fault lies with the caravan itself.

The 2 instances you mention are not connected.

It would appear you still need breakdown cover should the breakdown be the fault of the caravan.