Car & Caravan Breakdown Insurance

Extugger replied on 15/02/2017 16:00

Extugger

Posted on 15/02/2017 16:00

There are many discussions about various breakdown companies, both here and in Europe, but after extensive research, I decided to give Driver Guardian a try (Uk company too)

www.driverguardian.co.uk

Cover includes: (Cover costs £79)

Car and Caravan
Homestart
Roadside Assistance
Full European & Nationwide Recovery
Onward travel

A mobile friendly, English speaking operator.....all for £79. YES...£79!!!! (Sorry, I got a 10% discount for my second year....i paid £71.10)

Apologies C.C. but Red Pennant is a ridiculous price in comparison; ADAC is good value but dearer and slightly messy to set up (twice put the phone down on me)

54 replies

eurortraveller replied on 16/02/2017 12:09

Member

eurortraveller

from Cornwall

Posted on 16/02/2017 12:09

If you are over 50 and insure your car with Saga you can add breakdown/recovery cover for the car. And if you also insure your caravan with Saga you can add breakdown/recovery for the caravan. Is this the simple solution to end this ever repeated topic on every forum?

Wildwood replied on 16/02/2017 14:19

Member

Wildwood

Caravanner from Lanarkshire

Posted on 16/02/2017 14:19

On the basis of what is said here the cover is sadly lacking. Caravans can break down apart from burst tyres with seized bearing being the one that comes to mind. If that cover is not there then it is no good.

The point about the trailer having to be attached also rules this cover out. If you have the caravan on site and are out for the day and you break down it looks as though they would take you and the car back home but the caravan could be left 400 miles away.

I assume the 7 m length limit is the body but it would need putting in writing.

Cover with Red Pennant and RAC Arrival through the C&CC, gives the option of double recovery which may be important. To me the two clubs cover looks the only sensible options.

tenderfoot14 replied on 21/02/2017 14:49

Member

tenderfoot14

Caravanner

Posted on 16/02/2017 12:00 by DougS

I think Green Flag is similar to Mayday (although you can get cover increased for Europe) BUT my last query with them was that the 7m is TOTAL length which is OK for smaller vans, plus, as you say no dual recovery, just brought to one destination of your choice. However the combined price of Mayday and RP is large so alternatives that you have investigated and decided meet your needs are still valid choices providing the tiny print is what you expect.

As I say, it would be much better if we could write the policy with simple things like:

Covers caravan and car breakdown.

Any length

Caravan connected at the time or not.

UK, Europe at your choice (with costs clearly stated.

Dual recovery at extra cost (if you wanted it)

A previous post mentioning repair whilst abroad slightly ignores the fact that repatriation is always the insurers choice, not yours (they will work to minimise their overall costs whilst agreeing a solution with you?) so you may have to pay for the repair whilst abroad and not at your chosen dealer?

Posted on 21/02/2017 14:49

Are Mayday and Green Flag not one of the same.?

KjellNN replied on 21/02/2017 15:54

Member

KjellNN

Caravanner

Posted on 21/02/2017 15:54

Not quite.

Mayday is operated by Green Flag but has better cover and more features.

2 people like this

David2115 replied on 22/02/2017 08:19

Member

David2115

Caravanner from West Yorkshire

Posted on 22/02/2017 08:19

Gosh what a minefield it is

2 people like this

Dr Nigel replied on 22/02/2017 22:46

Member

Dr Nigel

Caravanner

Posted on 22/02/2017 22:46

I got a full 12 months cover for car and caravan in UK and Europe with eurobreakdown.com for £99 - maximum trip time is 31 days.

dmiller555 replied on 23/02/2017 07:39

Member

dmiller555

Caravanner from Northamptonshire

Posted on 21/02/2017 15:54 by KjellNN

Not quite.

Mayday is operated by Green Flag but has better cover and more features.

Posted on 23/02/2017 07:39

Any idea what the "more features are"? I ask as a Green Flag customer whom they advised it wasn't worth changing to the CC version because the cover was the same.

KjellNN replied on 23/02/2017 10:13

Member

KjellNN

Caravanner

Posted on 23/02/2017 10:13

Does Green Flag offer the "take you thre and get you home" option, or whatever it is called?

As in, should you break down on your way to a site, they will take your outfit there , should you wish, and if your problem has not been fixed by the time you are due to return home, they will come back and take your whole outfit home again.

Do they cover a problem that affects only the caravan, even when the caravan is not attached to the car?

Do they have a size or weight limit?

dmiller555 replied on 23/02/2017 10:35

Member

dmiller555

Caravanner from Northamptonshire

Posted on 23/02/2017 10:13 by KjellNN

Does Green Flag offer the "take you thre and get you home" option, or whatever it is called?

As in, should you break down on your way to a site, they will take your outfit there , should you wish, and if your problem has not been fixed by the time you are due to return home, they will come back and take your whole outfit home again.

Do they cover a problem that affects only the caravan, even when the caravan is not attached to the car?

Do they have a size or weight limit?

Posted on 23/02/2017 10:35

Thanks, I shall enquire further and report back.