Towergate Caravan Insurance

ob1 replied on 17/06/2019 14:51

Posted on 17/06/2019 14:51

Hi Has anybody had any dealings with Towergate Caravan Insurance I have had a quote from them this morning and they are quite a bit cheaper than the company I am with and both clubs on a like for like policy.  But like any insurance company it is only when you make a claim when you find out if they are any good. So am interested to here from anybody who uses them or has made a claim with them.

Thanks OB1

Tinwheeler replied on 17/06/2019 15:24

Posted on 17/06/2019 15:24

They are a very well known company - brokers or agents I think - specialising mainly in park home and static caravan insurance. They were Towergate Bakers but there seems to have been a parting of the ways. I’ve no personal experience but have heard nothing bad.

ggregu replied on 17/06/2019 16:04

Posted on 17/06/2019 16:04

Yes, I insure with them. I've always found their prices to be competitive and on the one occasion when I did need to make a claim this was dealt with quickly and without any fuss.

ob1 replied on 17/06/2019 18:15

Posted on 17/06/2019 18:15

Thanks for the answers I have got a month yet before I decide will see if I get anymore reply’s. The company I am currently with is said to be a top company with good reviews but I had to make a claim last year and I wasn’t impressed with the service I received. 

ob1 replied on 17/06/2019 19:09

Posted on 17/06/2019 19:09

Shouldn’t be a problem with the price going up the claim was settled in full by the third party’s insurance they admitted full responsibility and settled in full even got my excess back, the problem was I had to do all the chasing didn’t find my insurance company very helpful was very disappointed with them. Third party didn’t have much of a leg to stand on I was sat in my van on the services when they hit me.

Wildwood replied on 18/06/2019 11:20

Posted on 18/06/2019 11:20

Towergate are a large and reputable broker who run a scheme for caravans. I am not sure who the insurer is these days but you should ask who the insurer is and see if they are one you are happy with.

Beware of cheap quotes, the cheapest is very rarely the best as to get the price down you will usually find something is being cut possibly cover claims service or worse the hard line taken on claims settlements. Any policy that does not have a DEFAQTO five star  rating is likely to be short on cover so is best avoided,.

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