Overseas Travel Survey

replied on 27/07/2019 13:22

Posted on 27/07/2019 13:22

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replied on 27/07/2019 14:06

Posted on 27/07/2019 14:06

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Rufs replied on 27/07/2019 14:10

Posted on 27/07/2019 13:22 by

I  completed a long and detailed survey for the club this morning and it effectively came down to "are you using Red Pennant or if not why not?"

I jumped ship 2 years ago after using it for 47 trips and told them why. I wonder if the new underwriters are losing them more bussiness than just mine.

Posted on 27/07/2019 14:10

very commendable of you, but in my experience this is just to make people think their opinions/observations are important to the business and unless there is a mass "walk-away" from RP, then little will change, unfortunately, even if you have used them for 47 trips.

replied on 27/07/2019 15:02

Posted on 27/07/2019 14:10 by Rufs

very commendable of you, but in my experience this is just to make people think their opinions/observations are important to the business and unless there is a mass "walk-away" from RP, then little will change, unfortunately, even if you have used them for 47 trips.

Posted on 27/07/2019 15:02

The user and all related content has been Deleted User

DavidKlyne replied on 27/07/2019 15:03

Posted on 27/07/2019 15:03

Are they concerned that recent changes have alienated their regular customers? We haven't been abroad for a few years now, 2016, the last time. We were set to return but we found the application of rules to medication somewhat difficult. Margaret is diabetic and uses insulin. Cover was refused because we couldn't guarantee that each dose of insulin would not vary. Now anyone who understands the use of insulin knows that it needs to be adjusted according to blood sugar levels. Likewise she was taking steroids for a rheumatism condition that meant that during our time away the dose would reduce. The only possible consequence of lowering the dose would be that she would be in more pain, nothing more, nothing less. They were happy to palm us off to another insurer but that would mean we would not have had a joined up policy. I appreciate the Club can't be expected to have medically trained staff to understand the subtle differences in medication but I would expect that of the underwriters but they seem only to go by a very tight definition of what are prepared to accept. So it seems that unless we can find a better policy that offers the same as Red Pennant it seems unlikely we will be able to travel to Europe in the way we used to. Short holidays like cruises or weekend breaks are not usually a problem as the people we use for those trips seem to have a better acceptance rather than a tick box approach.

David

replied on 27/07/2019 15:07

Posted on 27/07/2019 15:03 by DavidKlyne

Are they concerned that recent changes have alienated their regular customers? We haven't been abroad for a few years now, 2016, the last time. We were set to return but we found the application of rules to medication somewhat difficult. Margaret is diabetic and uses insulin. Cover was refused because we couldn't guarantee that each dose of insulin would not vary. Now anyone who understands the use of insulin knows that it needs to be adjusted according to blood sugar levels. Likewise she was taking steroids for a rheumatism condition that meant that during our time away the dose would reduce. The only possible consequence of lowering the dose would be that she would be in more pain, nothing more, nothing less. They were happy to palm us off to another insurer but that would mean we would not have had a joined up policy. I appreciate the Club can't be expected to have medically trained staff to understand the subtle differences in medication but I would expect that of the underwriters but they seem only to go by a very tight definition of what are prepared to accept. So it seems that unless we can find a better policy that offers the same as Red Pennant it seems unlikely we will be able to travel to Europe in the way we used to. Short holidays like cruises or weekend breaks are not usually a problem as the people we use for those trips seem to have a better acceptance rather than a tick box approach.

David

Posted on 27/07/2019 15:07

The user and all related content has been Deleted User

replied on 27/07/2019 15:15

Posted on 27/07/2019 15:07 by

David have you tried the Camping and Caravan Club?

I have changed to them and the cover looks equal and the long stay rules suit us better and for a lot less.

Posted on 27/07/2019 15:15

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DavidKlyne replied on 27/07/2019 16:39

Posted on 27/07/2019 15:07 by

David they certainly alienated me.

Have you tried the Camping and Caravan Club?

I have changed to them the cover looks equal ,the long stay rules suit us better and for a lot less.

Posted on 27/07/2019 16:39

Not yet David. If there is a serious hope of us going I will certainly give them a try. The irony about RP is that in the past it was it's simplicity that was its biggest selling point but that seems to have changed. The problem is that the longer you leave going abroad the longer it takes to regain your personal confidence in going again, especially as you get older.

David

peedee replied on 28/07/2019 11:00

Posted on 28/07/2019 11:00

Could it be there is greater competition in the market?

When I pretty much owned a bulk standard caravan and motorhome, and was only taking 2/3 weeks holiday over there a year, RP was fine. Now I do much longer trips, I get free travel insurance with my bank account, and the cost of RP breakdown only cover for a larger motorhome is uncompetitive. Over the last 5 years I have shopped around for cover every year and currently my motorhome insurance includes Europe wide breakdown cover. No need for RP.

peedee

Rufs replied on 28/07/2019 11:19

Posted on 27/07/2019 15:02 by

I just thought they wanted to know but obviously you know better

 

Posted on 28/07/2019 11:19

I guess the proof of the pudding will be in the eating...e.g.when you get a nice reply, offering you a great deal that you cant refuse, and you are singing the praises of RP on CT,  will look out for the flying pigs.

 

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