EHIC 'Replacement' part of 'The Deal'

ValDa replied on 27/12/2020 13:26

Posted on 27/12/2020 13:26

Details Here:

https://www.gov.uk/government/publications/agreements-reached-between-the-united-kingdom-of-great-britain-and-northern-ireland-and-the-european-union/summary-explainer?fbclid=IwAR1U-ee2Kxq65rV537isGpnQncbB2bkZa8B6Uuaxzw-HMb-xERS990IuoOc#trade-and-cooperation-agreement-overview

Title I - Social Security Coordination
113. The provisions in the Protocol on Social Security Coordination will ensure that individuals who move between the UK and the EU in the future will have their social security position in respect of certain important benefits protected. Individuals will be able to have access to a range of social security benefits, including reciprocal healthcare cover and an uprated state pension.

114. This Protocol supports business and trade by ensuring that cross- border workers and their employers are only liable to pay social security contributions in one state at a time. Generally, this will be in the country where work is undertaken, irrespective of whether the worker resides within the EU or the UK, or indeed whether the employer is based in the EU or the UK.

115. UK workers who are sent by their employer to work temporarily in an EU Member State which has agreed to apply the “detached worker” rules will remain liable to only pay social security contributions in the UK for the period of work in that EU Member State. Similarly, if an EU worker is sent by their employer to work temporarily in the UK from a Member State which has agreed to apply the “detached worker” rules, they will remain liable to only pay contributions in that EU Member State.

116. Under the Protocol, the UK and EU Member States will be able to take into account relevant contributions paid into each other’s social security systems, or relevant periods of work or residence, by individuals for determining entitlement to a state pension and to a range of benefits. This will provide a good level of protection for people working in the UK and EU Member States. The Protocol also provides for the uprating of the UK State Pension paid to pensioners who retire to the EU.

117. On healthcare, where the UK or an EU Member State is responsible for the healthcare of an individual, they will be entitled to reciprocal healthcare cover. This includes certain categories of cross-border workers and state pensioners who retire to the UK or to the EU.

118. In addition, the Protocol will ensure necessary healthcare provisions – akin to those provided by the European Health Insurance Card (EHIC) scheme – continue. This means individuals who are temporarily staying in another country, for example a UK national who is in an EU Member State for a holiday, will have their necessary healthcare needs met for the period of their stay.

119. The Protocol also protects the ability of individuals to seek authorisation to receive planned medical treatment in the UK or the EU, funded by their responsible State.

My take on this: If you have a current EHIC you should keep it until advised how to obtain a replacement.

Tigi replied on 05/01/2021 18:51

Posted on 05/01/2021 18:51

EHIC will become a GHIC - eventually except it won`t be valid in Switzeland Norway plus a couple of others unless agreements made. Would`nt occur to us to go anywhere without comprehensive travel insurance, cards won`t help to get you home in the event of a serious problem.

SeasideBill replied on 05/01/2021 21:04

Posted on 05/01/2021 18:51 by Tigi

EHIC will become a GHIC - eventually except it won`t be valid in Switzeland Norway plus a couple of others unless agreements made. Would`nt occur to us to go anywhere without comprehensive travel insurance, cards won`t help to get you home in the event of a serious problem.

Posted on 05/01/2021 21:04

I’m sure most people would do as you and take out travel insurance. However, the EHIC/GHIC does provide a useful benefit. It will provide necessary medical cover regardless of whether your problem results from a pre-existing condition. Unless you’ve meticulously detailed and disclosed everything that may possibly be relevant (and paid the inflated premium) you could find yourself in a dispute with your insurer. Travel insurance is great for accidents, but if linked to a chronic condition possibly less so?

Bakers2 replied on 09/01/2021 15:56

Posted on 09/01/2021 15:56

Moneybox radio4 noonish Saturday 9 January article about this quite early on in the programme. 

royandsharont replied on 10/01/2021 13:01

Posted on 10/01/2021 13:01

We've applied online on the Gov website for ours. Yes the 90/180 day rules will cause many of us who travel problems. We'll have to either reduce our breaks or go to Croatia every year for at least a month to do our May, June & September, October breaks when we normally spend 60 days in each session to fit in with our travel insurance rules. Doesn't look good either re taking our fridges full of food for the journey until we shop.

Regards, Roy

moulesy replied on 10/01/2021 13:27

Posted on 10/01/2021 13:01 by royandsharont

We've applied online on the Gov website for ours. Yes the 90/180 day rules will cause many of us who travel problems. We'll have to either reduce our breaks or go to Croatia every year for at least a month to do our May, June & September, October breaks when we normally spend 60 days in each session to fit in with our travel insurance rules. Doesn't look good either re taking our fridges full of food for the journey until we shop.

Regards, Roy

Posted on 10/01/2021 13:27

I didn't realise it was possible to apply yet. Our EHICs are valid until June so I don't suppose it's very likely we'll have need of them before then! frown

I was a bit confused listening to Martin Lewis on his money show last week saying there's no need to apply for a GHIC as it will be automatically issued when your EHIC expires. undecided

Edit - just spotted one cause of (my) confusion - the gov.UK website application for a GHIC still refers to EHIC in its heading! surprised

Bakers2 replied on 10/01/2021 13:34

Posted on 10/01/2021 13:27 by moulesy

I didn't realise it was possible to apply yet. Our EHICs are valid until June so I don't suppose it's very likely we'll have need of them before then! frown

I was a bit confused listening to Martin Lewis on his money show last week saying there's no need to apply for a GHIC as it will be automatically issued when your EHIC expires. undecided

Posted on 10/01/2021 13:34

Listening to money box radio 4 yesterday, I got the impression you needed to apply for new card, but old one would be fine until expiry. They're expecting a late wait for issue 🤣.

I do find Martin Lewis speaks very quickly, I love the fact we always use subtitles.

brue replied on 10/01/2021 14:14

Posted on 09/01/2021 15:56 by Bakers2

Moneybox radio4 noonish Saturday 9 January article about this quite early on in the programme. 

Posted on 10/01/2021 14:14

Repeated tonight at 9pm or online via BBC Sounds. smile

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