Campervan Insurance Renewal

We had similar last year with comfort, they gave us a quote via LV we went direct to LV and got it half the price.

Saga was just a joke as was the CAMC.

Can't wait to see what the clowns come up with this year.

I have just had a similar shock to others. This is my tenth year with a motorhome and both have been insured with the CMC. Last years premium was £409. Imagine my shock when the renewal email arrived today with a premium of £749!!!!! That is over 80% increase and whilst I accept that generally insurance premiums have gone up a lot over the last year that takes the biscuit! I got a quote from Comfort and that was £150 less than the Club and a quote from Caravan Guard was only £40 more than last years premium. I will investigate a few more from the companies mentioned in this thread but it looks as a long association with the Club's Insurance, caravan and motorhome, will be coming to an end? Might even see if I can get the Club to match!

David

Just an update on my motorhome renewal. Just had a conversation with Devitt and asked what would make a difference to the premium. We went through several things and decided to remove Margaret as second driver as she would never drive the motorhome. I was under the misapprehension that insurance was cheaper with two drivers, obviously not. I changed the annual mileage down to 3000 miles, we haven't done more than that since we have had this motorhome. Finally I agreed to a small voluntary excess of £100 on top of the £400 policy excess as in reality I would unlikely to involve the insurance company for anything under £500? So with all these changes I managed to reduce the the premium from £749  down to £568 which was a bit lower than the quote I got from Comfort. So there are things you can do to reduce the quote if it fits in with your requirements.

David 

Hi David why didn't you go with Caravan Guard for £449 ? I don't think Devitt deserve your cash after you have done all the hard work and reduced the cover being provided. Just my opinion 🤷 

Wedgy

Perhaps I am a creature of habit and like to stick with what I know, maybe doesn't do me any favours? I think also because it seemed to be a lot lower than other quotes I was a bit suspicious as to why? Not a company I have ever dealt with.

David

I got my renewal notice from Adrian Flux and then an email from CAMC offering to beat any quote by £25. I duly filled out the form and was surprised to get a quote that was almost double the renewal price from Flux.

Strange way to offer £25 cheaper by nearly doubling the price.

I think I'll stick with Flux . . . . .

Just had my renewal quote in from the Clubs Insurance Brookers Devitt and my insurance has only gone up 9.3% (£36.97) so very happy with that.

When I got my campervan I got a horrendous insurance quote from the CAMC.  In desperation I looked at a comparison website and guess who was second cheapest ?  CAMC !  Apparently the CAMC use 3 different insurers but don't seem to quote the cheapest even though I confirmed that the cover was identical.

Bill

Don't know if you saw my post upthread but you can get reductions for lower annual mileage if that is an option for you. I also removed my wife as a second driver (as she would never drive the motorhome) which also reduced the annual renewal. Those two suggestions are, of course, only useful to you if they fit is with your general motorhoming.

David

Thank you for that David but I am now on my own and do a quoted fairly low mileage.  I was just astonished that there was £170 difference between 2 companies being recommended by the same broker (i.e. CAMC) on exactly the same terms and conditions.  I was at a CAMC meeting last Saturday with Nick Lomas present and mentioned this and he was not aware that this happened.

With the membership of the CAMC now at 65% motorhomes and campervans the insurance of them is going to be huge business for the 'club'.