Benefits of Caravan Cover

Caravan Cover is a discretionary mutual product that provides financial protection to members should their caravan, Contents and/or Equipment be stolen or damaged either by accident, fire, theft, storm, vandalism or flood.

It has been designed for your caravanning lifestyle by a Club that truly cares and understands your passion to get away and enjoy the great outdoors. For more information on how a discretionary mutual differs from insurance see here or full details of the features and benefits of our Caravan Cover please see our dedicated page here.

Yes, if you have Caravan Cover you can view and download your cover documents from the My Profile area.

Yes, our Caravan Cover includes folding campers and trailer tents. You can check out the main benefits here or go straight to a quote.

Depending on the age of your caravan you will need to choose if you want new for old cover or market value cover before deciding how much to cover your outfit, equipment and contents for. Market value is available whatever age your caravan is. New for old cover is available for caravan and equipment items up to 5 years on our Standard Cover and up to 15 years on our Super Cover.

For 'New for Old' cover: choose the amount it would cost you today if you had to buy your caravan, equipment (awning, motor mover, security devices and the like) and contents (clothing, household items and personal effects) as new.

For 'Market Value' cover: choose the amount it would cost you today if you had to buy the same age caravan, equipment (awning, motor mover, security devices and the like) and contents (clothing, household items and personal effects) second hand. This is the value of your items taking into account their age and condition (allowing for depreciation or wear and tear from when they were new).

To understand your caravan's value it can be helpful to look at local and national sales adverts. If your make/model is no longer made you should look at the cost of a similar caravan, which you would be happy to have as a replacement should the worst happen. If you need more help or guidance please contact us on 01342 649889.

The security condition requires that at least one security device is fitted when the caravan is not in use and unhitched from the towing vehicle. If you do not secure the caravan, we may decline to pay a theft claim.

Acceptable security devices are a hitch-lock, wheel lock, wheel-clamp, heavy duty chain with an anchor point and lock, an alarm system which is triggered by external sensors of movement, or immobiliser. For more general information on caravan security advice please see our information page here.

Your caravan is covered all the time including when it’s in storage, on your drive, on the road or on site. You'll be covered against accidental damage or loss from theft,  vandalism, storm, and flood. Please read the relevant cover booklet on our cover documents page for full details.