Defaqto comparison tool to help tourers


Tourers looking for insurance cover for their motorhome can now compare products with up to 17 other providers with the Caravan and Motorhome Club’s new Defaqto Comparison Tool.

The comparison tool - in partnership with financial product and market intelligence firm Defaqto - allows tourers to compare different levels of cover and key features of the Caravan and Motorhome Club motorhome insurance with other providers in the market on the Club’s website:

The Caravan and Motorhome Club’s Motorhome Insurance policy is rated 5 Star by Defaqto, which means it provides one of the most comprehensive policies in the market. It is the only 5 Star Defaqto rated cover of its kind in the country open to tourers of all ages.  The Defaqto Star Rating reflects the quality of a financial product, with each product rated on a scale of one to five stars.

Club members can now compare motorhome insurance benefits side by side with two other providers chosen from a drop-down menu of 21 motorhome insurance products.

The comparison also incorporates the Defaqto Benchmark, whereby levels for each feature have been analysed and set by Defaqto based on its extensive financial product database.

Harvey Alexander, Director of Marketing & Membership Services for the Caravan and Motorhome Club, said: "We are committed to enhancing the overall experience for our members and this extends to choosing the right insurance policy amid the plethora of policies available. Introducing the Defaqto Motorhome Insurance Comparison Tool will enable our members to make well-informed decisions quickly and easily about their motorhome insurance and help them find the best policy that suits their needs."

The comparison tool is the perfect place to compare the Club’s Motorhome and Campervan insurance with other providers and covers 24 key features and benefits of motorhome insurance, for example motorhome rescue cover, replacement motorhome cover and policy cancellation to the replacement of gas bottles, panoramic windscreen cover and a 24-hour helpline.

When comparing foreign use cover, the Caravan and Motorhome Club Motorhome Insurance policy provides cover for tourers to drive in the EU and associated countries for the full policy period of a year or 365 days. Following an insured incident, provided a tourer’s motorhome is repaired by one of its approved repairers, subject to availability, the Caravan and Motorhome Club will provide a courtesy car whilst the motorhome is being repaired.

The Caravan and Motorhome Club’s policy provides up to £5,000 for members’ clothing and personal belongings for loss or damage caused by an insured incident. The Defaqto benchmark is £5,000. 

The Caravan and Motorhome Club also pay up to £1000 towards the cost of changing locks on a member’s motorhome if the keys, lock transmitter or entry card for a keyless entry system, are lost. Cover also includes clothing, non-permanent fixtures, fittings, and baggage up to £5,000 plus up to £150 per night for 10 nights’ overnight accommodation if the vehicle becomes unusable in an accident.

As an added incentive, to take out the Club’s Motorhome or Campervan Insurance, the Club will save members at least £25 off their current provider’s renewal premium when switching.*

With over 50 years’ insurance experience, the Caravan and Motorhome Club offers a portfolio of products to protect its customers. These include: Motorhome Insurance, Campervan Insurance, Caravan Cover, MAYDAY UK Breakdown Cover, Red Pennant European Travel Insurance and Breakdown Cover, Car Insurance, Home Insurance, Motorcycle Insurance and Cycle and Ebike Insurance.

For those that have a caravan there is the financial product, Caravan Cover that has been designed by experts, who understand the passion tourers have to get away on a touring holiday and enjoy the great outdoors. This popular cover is enjoyed by many thousands of Club members, and is rated 5 Star Excellent on Trustpilot**. It includes new for old cover for outfits up to 15 years, hotel stay and caravan hire if the caravan is damaged or stolen while away and cover for accidental damage, fire, theft, vandalism, storm or flood whether the caravan is on your drive, on the road or in storage.

The Club’s Caravan Cover is so popular it is renewed by nearly nine out of 10 Club members.***

As the Club knows its members like to get away, its Home Insurance can also provide full cover for up to 90 days away from home, and beyond 90 days on application, allowing members to make the most of their long-touring holidays.

In addition, the Club also offers MAYDAY UK Breakdown Cover which has members covered 24 hours a day, 7 days a week, 365 days a year for breakdown emergencies nationwide from only £80 per year for roadside and recovery. The Club’s Red Pennant Overseas Travel Insurance and Breakdown Cover  includes options to cover single trips, including long stays overseas, and multiple trips in a year - providing choices for all members and taking into account individual preferences.

For a quote with the Caravan and Motorhome Club financial products, visit or


Notes to Editors

The Caravan & Motorhome Club is proud to be able to offer its members Motorhome and Campervan Insurance and/or Caravan Cover as financial protection for their outfit. They have designed their financial cover specifically for their members, by listening to their members feedback and also to their expert colleagues at the Club. Their financial products are used by thousands of their motorhoming, campervanning and caravan owning members, and their members rate these products highly.

* Send us proof of a current renewal invitation (including details of cover and price) from your existing insurer/broker, and we’ll beat it by at least £25. Offer only applies when switching to the Club, is subject to insurers’ acceptance of the risk and cover being arranged on a like-for-like basis. Terms and conditions and excesses may vary from your current insurer and optional extras (such as Breakdown and Legal Expenses cover) are excluded. Future renewal prices will always be less or the same as an equivalent new business price.

**Trustpilot rating is correct as of 1 February 2024, but is subject to change

***Based on renewal data for the period 1 January to 31 December 2023 (87% overall).

Caravan Cover is provided directly by the Caravan and Motorhome Club.

Caravan and Motorhome Club’s Motorhome, Campervan, Car and Home Insurances are arranged for the Club by Devitt Insurance Services Limited. 

MAYDAY UK Breakdown Cover is provided by Green Flag and underwritten by U K Insurance Limited. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Red Pennant is underwritten by Tedaisy Underwriting Limited as Underwriting Agents for Astrenska Insurance Limited. 

Bicycle and E Bike Insurance is provided by Bikmo Limited, 1 Minerva Court, Minerva Avenue, Chester, CH1 4QT, who are authorised and regulated by the Financial Conduct Authority ref. 745230 

Caravan and Motorhome Club is a trading name of The Caravan Club Limited, registered in England and Wales no. 00646027. Registered address: East Grinstead House, East Grinstead, West Sussex RH19 1UA. The Caravan Club Ltd is authorised and regulated by the Financial Conduct Authority (no. 311890) for general insurance and credit activities

About Caravan and Motorhome Club

Championing and helping its members get more from the great outdoors, whether glamping or touring, the Caravan and Motorhome Club represents the interests of over 1.1 million caravan, motorhome, campervan and trailer tent owners across the UK.  With over 115 years of knowledge and expertise, the Club has a wealth of experience and prides itself on offering great value and high quality campsites for tourers and glampers.

Caravan and Motorhome Club membership is just £63 per year and provides members with access to over 2,700 quality campsites across the UK and Europe. As the UK’s No. 1 rated touring club* the Caravan and Motorhome Club makes sure members get the most from their membership, saving them money with great value offers whether touring or at home. Since 2018, the Club has saved members over £11 million via Member Offers and its Club Shop.

The Club’s everyday savings help members get more from the great outdoors while saving money. Members will save £15 per night on UK Club campsites anytime throughout the year – recuperating their membership cost back in only four nights. Members can save on touring essentials with up to 10% off in the Club Shop, deals on Caravan Cover and five star insurance. They can also take advantage of leisure and family time savings with up to 50% off on days out including award-winning attractions and experiences and with the Club's outdoor partners including the likes of Cotswold Outdoor, Mountain Warehouse, National Tyres and many more.

The Club offers over 300 campsites across 14 countries in Europe including France, Spain and Italy amongst other destinations. Stays at these campsites can be packaged with great offers on Eurotunnel and ferry crossings at the lowest price guaranteed to create holidays that are protected by ABTA. The Club also offers a range of escorted European tours which are protected by ABTA.  Plus escorted and independent tours in Australasia, North America and Southern Africa which are also fully protected, either by ABTA or ATOL when a flight is included. All members can take advantage of expert advice, overseas travel services, cover and insurance and exclusive member offers and discounts.

For further information about becoming a member of the Caravan and Motorhome Club, please visit or call 01342 318 813.

About Experience Freedom

Experience Freedom from the Caravan and Motorhome Club provides glamping accommodation in some of the most beautiful locations in the UK. Helping members get more from the great outdoors, Experience Freedom offers a choice of glamping accommodation, motorhome hire and tent camping, all of which are available to non-members.  Motorhome hire, including some discounted hire schemes can be found here

Experience Freedom is operated by the Caravan and Motorhome Club, a membership organisation with a wealth of experience in operating high quality campsites.

Caravan and Motorhome Club members can save up to 10% on glamping accommodation for their friends and family staying at the campsite at the same time, it is automatically applied to the booking when the membership number is used. To book friends and family, simply call on 01342 777533 to make a booking with your Club membership card.

To find out more, visit

Media Contacts:

For more press information, please email Nikki Nichol at the Caravan and Motorhome Club on or by calling 07771 834443.  Or contact the Four Communications press team, by emailing Victoria Eltis and Fleur van Heusde at or call 07891 423322.