• Cover for accidental damage
  Resulting from either theft, vandalism, storm, or flood, whether in storage or in use.
• Choice of outfit cover
  Select what is best for you: Market Value, Paid Value or New for Old outfit cover.
• New for old cover
  For your equipment, awnings, and contents up to 15 years old.
• Personal accident cover
  Up to £50,000 is payable if you, or someone staying in your caravan with you, suffers from an accident that results in death or injury while away from home with your caravan.
• Third Party Liability
  £5m towards legal costs and compensation that you need to pay following a third party death, injury or property damage.
• Personal Liability - up to £5m
  Cover for the cost of claims that you become liable to pay, as a result of an accident, death, injuries, or damage to third parties and property, following an incident while on a caravanning holiday.
• Club property damage cover - Up to £1000
  For the cost of repairs from accidental damage caused by you while staying on a Caravan and Motorhome Club campsite.
• UK Holiday Cover - up to £225 a day:
  • Emergency accommodation or outfit hire expenses reimbursement
    You can claim the cost of emergency accommodation and/or outfit hire, up to the cover limit, in the event your outfit is stolen or becomes uninhabitable while on holiday.
  • Recovery and transportation expenses after an accident
    You can claim back the cost for hiring a towing vehicle, storage charges, or rail fares to get home, and the cost of returning the towing vehicle and/or outfit to your home address.
  • Driver Cover
    If due to illness or injury there is no one able to drive, you can claim (up to the cover limit) the cost of returning your vehicle (s) home, and rail fares to get home.

• Friends and family cover
  Allow your outfit, equipment, awnings, and contents to be protected if you lend them to friends and family.
• Overseas cover
  Protects against loss when travelling in Europe.
• Legal protection insurance
  You can buy Legal Protection Insurance provided by ARAG alongside your Caravan Cover. This policy can cover the costs and expenses for recovering uninsured losses (such as excesses), claiming damages for personal injury, and for contract disputes; e.g., when buying, selling, servicing, and repairing the outfit.

• Depreciation, deterioration or wear and tear (including panel cracks)
• Mildew, rot or any damage caused by vermin
• Mechanical or electrical breakdown, failure or damage
• Window delamination
• Loss or damage if the outfit is being used for business
• Bike and E-bikes

If you do take your bicycles with you while touring, then we can help. We've partnered with Bikmo (a specialist cycle and e-mobility insurer) to offer enhanced cycle insurance - designed for those who take their bikes away when touring with their caravan. Bikmo's enhanced cycle insurance, when brought via the Caravan and Motorhome Club, covers bikes in locked vehicles and caravans, locked on bike racks and locked to a caravan or trailer (subject to Bikmo's locking requirements). Find out more here.