Join to get caravan cover
Get a quote today for Caravan Cover, a member-owned alternative to caravan insurance. Designed specifically for the UK caravanning lifestyle and managed by a Club that understands your passion for the great outdoors, Caravan Cover provides the protection against accidental damage, theft, storm, fire, and flood you expect from caravan insurance, but built differently, where any any surplus is re-invested into Club campsites and services for our members, rather than paying shareholder dividends.
There's never been a better time to switch. If you join the Club before 10 December 2026, you'll also get a FREE night on us. And, so you don't need to wait, if you switch from your existing caravan insurance to Caravan Cover by the end of August 2026, we'll also refund your cancellation fees!
Service you can trust
Caravan Cover designed for our members
With over 50 years of experience, we understand tourers’ needs and provide the right cover for your home-from-home
Claims handling satisfaction
We are a trusted membership organisation rated 9 out of 10 by our members for Caravan Cover claims handling**
The Club that cares
Our Caravan Cover is loved by members which is why 9 out of 10 renewed with us*
Free amendments
If something changes, don't worry, we don't charge an amendment fee (any increase in cover would be chargeable)
Benefits of Caravan Cover
There are a range of benefits available with our Caravan Cover, to help ensure the cover meets your needs. You can find out more below and get a quote tailored to you.
The level of protection you choose is up to you. In the event of your outfit being written off, choose to have the caravan replaced: as new, at its second-hand value, or for what you paid for it. You can also protect your awning, equipment, and contents with new-for-old cover. You also have the choice to protect your outfit, equipment, awning, and contents if you travel abroad or want to lend your caravan to family and friends.
- Cover for accidental damage
Resulting from either theft, vandalism, storm, or flood, whether in storage or in use. - Choice of outfit cover
Select what is best for you: Market Value, Paid Value or New for Old outfit cover. - New for old cover
For your equipment, awnings, and contents up to 15 years old. - Personal accident cover
Up to £50,000 is payable if you, or someone staying in your caravan with you, suffers from an accident that results in death or injury while away from home with your caravan. - Third Party Liability
£5m towards legal costs and compensation that you need to pay following a third party death, injury or property damage. - Personal Liability - up to £5m
Cover for the cost of claims that you become liable to pay, as a result of an accident, death, injuries, or damage to third parties and property, following an incident while on a caravanning holiday. - Club property damage cover - Up to £1000
For the cost of repairs from accidental damage caused by you while staying on a Caravan and Motorhome Club campsite. - UK Holiday Cover - up to £225 a day:
- Emergency accommodation or outfit hire expenses reimbursement
You can claim the cost of emergency accommodation and/or outfit hire, up to the cover limit, in the event your outfit is stolen or becomes uninhabitable while on holiday. - Recovery and transportation expenses after an accident
You can claim back the cost for hiring a towing vehicle, storage charges, or rail fares to get home, and the cost of returning the towing vehicle and/or outfit to your home address. - Driver Cover
If due to illness or injury there is no one able to drive, you can claim (up to the cover limit) the cost of returning your vehicle (s) home, and rail fares to get home.
- Emergency accommodation or outfit hire expenses reimbursement
- Friends and family cover
Allow your outfit, equipment, awnings, and contents to be protected if you lend them to friends and family. - Overseas cover
Protects against loss when travelling in Europe. - Legal protection insurance
You can buy Legal Protection Insurance provided by ARAG alongside your Caravan Cover. This policy can cover the costs and expenses for recovering uninsured losses (such as excesses), claiming damages for personal injury, and for contract disputes; e.g., when buying, selling, servicing, and repairing the outfit.
- Depreciation, deterioration or wear and tear (including panel cracks)
- Mildew, rot or any damage caused by vermin
- Mechanical or electrical breakdown, failure or damage
- Window delamination
- Loss or damage if the outfit is being used for business
- Bike and E-bikes
If you do take your bicycles with you while touring, then we can help. We've partnered with Bikmo (a specialist cycle and e-mobility insurer) to offer enhanced cycle insurance - designed for those who take their bikes away when touring with their caravan. Bikmo's enhanced cycle insurance, when brought via the Caravan and Motorhome Club, covers bikes in locked vehicles and caravans, locked on bike racks and locked to a caravan or trailer (subject to Bikmo's locking requirements). Find out more here.
Our Members’ Caravan Cover reviews
Join by 10 December 2026 to get a FREE* night, on us! Caravan Cover is exclusive to our members, but get a quote now and if you're not already a member you'll be able to join in before starting your cover.
For just £69 a year, our members save £15 per night on our UK Club campsites, as well as enjoying access to Caravan Cover and other member-exclusive products, and hundreds of member savings.
