Caravan Club Non Insurance Policy

replied on 01/11/2019 22:56

Posted on 01/11/2019 22:56

A simple question. As the caravan club no longer offer caravan insurance as such what suggestions for a new insurer that does.

replied on 02/11/2019 12:54

Posted on 02/11/2019 12:54

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replied on 02/11/2019 12:59

Posted on 02/11/2019 12:59

Who wants to be hit with a multi million Pound bill only to find out that CC Ltd will use its "discretion" and refuse to pay.  

That is something that I am very much not happy with and is my greatest concern DD. In truth it is one reason above all for me to move to another provider of Insurance. I have seen runaways on site a few times and did on one occasion save somebody from death or serious injury! 

Oneputt replied on 02/11/2019 13:07

Posted on 02/11/2019 13:07

I’m considering cancelling my cc insurance and looking elsewhere to give me a comfort feeling.  I’d rather lose a few quid cancellation fee rather then end up potentially losing my house and seeking bankruptcy.

I have ask Ro to get the Insurance Champion, remember them, to enter into this discussion šŸ·šŸ–šŸ– perhaps they will fly

replied on 02/11/2019 13:29

Posted on 02/11/2019 13:29

I have ask Ro to get the Insurance Champion, 

Words of comfort from the salesman are no replacement for a document that is correctly worded. 

 

replied on 02/11/2019 13:34

Posted on 02/11/2019 13:07 by Oneputt

Iā€™m considering cancelling my cc insurance and looking elsewhere to give me a comfort feeling.  Iā€™d rather lose a few quid cancellation fee rather then end up potentially losing my house and seeking bankruptcy.

I have ask Ro to get the Insurance Champion, remember them, to enter into this discussion šŸ·šŸ–šŸ– perhaps they will fly

Posted on 02/11/2019 13:34

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replied on 02/11/2019 13:34

Posted on 02/11/2019 13:29 by

I have ask Ro to get the Insurance Champion, 

Words of comfort from the salesman are no replacement for a document that is correctly worded. 

 

Posted on 02/11/2019 13:34

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replied on 02/11/2019 13:51

Posted on 02/11/2019 13:34 by

If you have an existing [ real insurance ] policy (?) with all the necessary safeguards there is no point cancelling, just wait until it expires.  Don't waste money but equally don't take out this new abomination.

Posted on 02/11/2019 13:51

It is not that new DD it was certainly in place this time last year and so I suspect that OP already has 'this new abomination'. I also have it but I am happy at present with the caravan stored where it is and I will be with another company before it moves again to go for service and our December holiday,

brue replied on 02/11/2019 14:11

Posted on 02/11/2019 14:11

Here's a LINK to a similar previous thread, it was quite hard to understand but the club did offer further details about taking the caravan cover "in house."

replied on 02/11/2019 14:14

Posted on 02/11/2019 14:14

I had an interesting thought DD. I will be cancelling the last couple of weeks of the CC cover but wonder whether I need to? I know that were it an insurance I ought to.

Off topic: when I was 40 I was in hospital for a cancer op. My wife assumed that I would not have thought to reinsure the house and took out a policy herself on a direct debit. She never mentioned it. Some three years later I was sorting things out after her death and realised that we had both been paying house insurance for three years. I contacted my insurer who responded by providing two cheques; one from them for half of my payments and one from the other insurer for half my wife's payments

replied on 02/11/2019 14:16

Posted on 02/11/2019 13:51 by

It is not that new DD it was certainly in place this time last year and so I suspect that OP already has 'this new abomination'. I also have it but I am happy at present with the caravan stored where it is and I will be with another company before it moves again to go for service and our December holiday,

Posted on 02/11/2019 14:16

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