Caravan Club Non Insurance Policy

replied on 01/11/2019 22:56

Posted on 01/11/2019 22:56

A simple question. As the caravan club no longer offer caravan insurance as such what suggestions for a new insurer that does.

Oneputt replied on 28/03/2020 17:13

Posted on 28/03/2020 17:13

75 pages of non expert opinion and I’m still happy with my choice of using the club.  Don’t believe the club is doing anything against the law

Cornersteady replied on 28/03/2020 17:58

Posted on 28/03/2020 16:57 by obbernockle

I must be alone in my opinion that the club is simply exploiting a loophole to avoid paying the tax, and its competetors do pay the tax.  

The club must make a massive profit from this dodge

Posted on 28/03/2020 17:58

But the club, or any insurance company, doesn't pay any tax at all, the person buying insurance does, the club or whoever would simply collect the tax from someone buying insurance and passes it on to the government so how can it make any profit like you suggest?

Also regarding your loophole  it was stated that an official audit had been carried out and HMRC were fully aware of how the club operates,  and anyway it is available to competitors if they so wish to do the same thing. 

replied on 28/03/2020 18:45

Posted on 28/03/2020 17:58 by Cornersteady

But the club, or any insurance company, doesn't pay any tax at all, the person buying insurance does, the club or whoever would simply collect the tax from someone buying insurance and passes it on to the government so how can it make any profit like you suggest?

Also regarding your loophole  it was stated that an official audit had been carried out and HMRC were fully aware of how the club operates,  and anyway it is available to competitors if they so wish to do the same thing. 

Posted on 28/03/2020 18:45

The user and all related content has been Deleted User

Rufs replied on 29/03/2020 08:02

Posted on 28/03/2020 17:13 by Oneputt

75 pages of non expert opinion and I’m still happy with my choice of using the club.  Don’t believe the club is doing anything against the law

Posted on 29/03/2020 08:02

Yup agreed, put my money in the post yesterday, my only gripe is that i could not find how to pay online, had to fill in form and send via snail mail, am i missing something ???

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