Club Caravan Insurance

Nemo1878 replied on 14/01/2019 20:10

Posted on 14/01/2019 20:10

About to test how good it is. 6 month old van stolen from secure storage site.

Anyone any experience of the painful (or painless) experience I’m about to go through?

 

Neil

replied on 01/02/2019 08:15

Posted on 01/02/2019 07:51 by

Can somebody please report my post and ask for an explanation of how the new , less regulated, discretionary payout 'insurance' benefits members ..... if at all.

 

'And this benefits the insured how?? Not sure that I want an 'insurance' that is not subject to the same level of regulation as insurance and where the payment of claims is not contractually guaranteed.

Maybe look elsewhere at renewal !!'

Posted on 01/02/2019 08:15

The user and all related content has been Deleted User

SteveL replied on 01/02/2019 10:04

Posted on 01/02/2019 07:51 by

Can somebody please report my post and ask for an explanation of how the new , less regulated, discretionary payout 'insurance' benefits members ..... if at all.

 

'And this benefits the insured how?? Not sure that I want an 'insurance' that is not subject to the same level of regulation as insurance and where the payment of claims is not contractually guaranteed.

Maybe look elsewhere at renewal !!'

Posted on 01/02/2019 10:04

Reported ET. I'm not sure I fully understood the implications when I renewed recently. However, since we will be terminating it in March when we get our MH, it will not be running for long.

replied on 01/02/2019 10:16

Posted on 01/02/2019 10:16

I am not sure that I fully understand the implications at all Steve. I renewed start of December and was not aware of any changes.. 

SteveL replied on 01/02/2019 10:25

Posted on 01/02/2019 10:16 by

I am not sure that I fully understand the implications at all Steve. I renewed start of December and was not aware of any changes.. 

Posted on 01/02/2019 10:25

There was a letter with my renewal detailing the changes. Although now I think it was somewhat misleading.

replied on 01/02/2019 19:09

Posted on 01/02/2019 10:04 by SteveL

Reported ET. I'm not sure I fully understood the implications when I renewed recently. However, since we will be terminating it in March when we get our MH, it will not be running for long.

Posted on 01/02/2019 19:09

Who knows we may get more detail of the benefits for the insured by then Steve ......... maybe

replied on 01/02/2019 19:11

Posted on 26/01/2019 08:06 by SteveL

That's certainly what it said in my recent renewal docs and also what it states on the web site.

Caravan Cover is protection for your caravan against theft, loss or damage, and operates in a similar way to caravan insurance. However, with Caravan Cover, you're protected directly by the Club, which means we deal with your claims from start to finish. We pay out on valid claims without you having to deal with the fuss of an insurer. So whether you're at home or on the road, get cover for your caravan from the Caravan and Motorhome Club (previously The Caravan Club). 

Posted on 01/02/2019 19:11

Caravan Cover is protection for your caravan against theft, loss or damage, and operates in a similar way to caravan insurance. 

Next renewal I think I will go elsewhere Steve. I can only assume that the CC is glad to relinquish its 'insurance business'. I don't want a product that operates in a similar way to caravan insurance and is apparently less regulated.. 

Let me see maybe C&CC for RV cover, Breakdown, Home and Overseas the way it is heading. I wonder what other cunning plans CC have up their sleeves to reduce business? 

brue replied on 01/02/2019 20:17

Posted on 01/02/2019 20:17

I read the details and wonder if CAMC insurance needs to come back on here and explain things in a better way. Otherwise they have managed to reduce confidence in their product by the previous statement? 

It wouldn't inspire me at all but maybe the statement needs some further clarification. I appreciate Jacci's efforts but perhaps a bit more information is needed.

replied on 01/02/2019 20:27

Posted on 01/02/2019 20:17 by brue

I read the details and wonder if CAMC insurance needs to come back on here and explain things in a better way. Otherwise they have managed to reduce confidence in their product by the previous statement? 

It wouldn't inspire me at all but maybe the statement needs some further clarification. I appreciate Jacci's efforts but perhaps a bit more information is needed.

Posted on 01/02/2019 20:27

Well I reckon that thus far based on their statement up thread they will have lost several longstanding insurances policies. No idea if this has been echoed on facebook but if it has that well be more policies lost. I have not yet spoken to three neighbours who insure with CC 

Wherenext replied on 01/02/2019 20:52

Posted on 01/02/2019 20:52

So where was the big explanation made?

The Magazine? The AGM? The CMC Website? The CMC Facebook Page? 

I've not seen it before. For something this fundamentally different the club appear to be just relying on documentation sent out with renewal documents. Glad I don't insure our caravan with CMC.

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