Red Pennant overseas emergency assistance
Red Pennant Overseas emergency assistance
European breakdown cover and holiday insurance
Take out European travel insurance and breakdown cover today
As soon as you've booked your holiday abroad, don't forget to sort out your travel insurance with Red Pennant to protect your holiday. Our Red Pennant Overseas Emergency Assistance provides European breakdown cover and travel insurance, it's 5-star rated on Trustpilot and can help give you peace of mind for driving or flying holidays - before and while you're away. Take out an annual multi-trip policy and you can cover your summer and winter break too!
Tailored with our members in mind, our Red Pennant Holiday Insurance provides a range of features to keep you protected while you're travelling across Europe.
If you're not a member, join today from just £66.
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Why have the Club had to stop selling Red Pennant?
Factors outside of our control have meant we have to reluctantly stop selling Red Pennant European Breakdown and Travel Insurance. Our underwriter for Red Pennant will no longer support the product and therefore this removes the ability for us to offer the product to our members.
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Can I still buy Red Pennant and if so until when?
Yes - Red Pennant will remain on sale and supported as detailed below:
- Annual Multi-trip Policies: These will be available for purchase up until November 28, 2025, provided that the travel is completed by November 30, 2026
- Single Trip Policies: These will be available for purchase up until January 30, 2026, provided that the travel is completed by November 30, 2026.
All of our existing policies, including those purchased up until January 30, 2026, will continue to be honoured and supported by our emergency assistance team.
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What are the Club doing to ensure members can continue to be protected whilst caravanning and motorhoming in Europe?
We are actively developing alternative solutions and engaging with external partners to ensure we will be able to offer members suitable travel insurance and European breakdown cover; updates will be shared as soon as possible.
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When will I be able to purchase the new travel insurance and European breakdown cover?
Our aim is to have our new offerings available to purchase in January 2026.
See more FAQs
Types of cover
Red Pennant offers 3 types of Overseas Holiday Insurance to best meet your needs:
Motoring Cover |
Personal Cover |
Motoring and Personal Cover |
|---|---|---|
European Breakdown Assistance |
European Travel Insurance |
European Breakdown Assistance and European Travel Insurance |
What's covered?
Red Pennant Overseas Holiday Insurance can include:
- Single-trip, annual multi-trip and long stay cover options, with or without Plus Cover (which offers double the Standard cover limits)
- Cover can also include: breakdown cover including roadside assistance, vehicle and passenger repatriation, continuation of holiday travel and/or accommodation, medical cover, ski cover
Learn more about what's covered
Please note that following our underwriter’s decision to withdraw cover for Red Pennant there will be a number of key changes to Policy Sales and Coverage. Please see the statement above or Frequently asked questions for more information.
Frequently asked questions
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What is Red Pennant?
Red Pennant is the Club's overseas holiday insurance service and is designed to consider the needs of the caravanner, motorhomer and trailer tent owner in trouble abroad. As well as single or multi-trip travel insurance, cover can also include European breakdown assistance, vehicle and passenger repatriation, continuation of holiday travel.
Following our underwriter’s decision to withdraw cover for Red Pennant there will be a number of key changes to Policy Sales and Coverage. Please see the statement above or our Frequently asked questions for further details, and you can call our dedicated team on 01342 336633 for quotes and to answer any other questions you may have.
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I want to travel outside the EU, is my cover still valid?
Yes, our Caravan Cover is valid overseas for up to 182 days per year, our Car Insurance is valid in the EU and associated countries for up to 270 days, and our Motorhome/Campervan Insurance valid in the EU and associated countries for 365 days a year.
However, it is important to check you policy wording to make sure that the cover you take out on any of your vehicles is adequate for your purposes, and we recommend you also check what documentation you may need when driving abrod, including the International Certificate of Motor Insurance, also known as a 'Green Card'.
You can find full details of requirements for driving in Europe here. Details of countries covered by Red Pennant can be found in the relevant policy booklet.
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What happens if I'm involved in an accident abroad?
If you are involved in an accident or breakdown which requires you to leave your caravan/car/motorhome you should:
- Remove any valuables and items that might attract Customs Duty, including wine and spirits
- Take your baggage and personal effects with you
- Make sure anything left in the vehicle will still be covered by your cover provider
- Make sure your cover provider will continue to provide cover while your vehicle remains on the continent and for the journey back to your home address.
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Who is included in a single policy?
Everyone in the vehicle must be added, even if their time on the trip is different.
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What do I need to know when getting overseas insurance?
When taking out insurance, there are a few things to know before you go to ensure your trip is as hassle-free as possible. Read our advice here.
See more FAQs
More of our insurance and cover products
Caravan Cover
Rated Excellent by our members on Trustpilot
Motorhome Insurance
5 Star rating with Defaqto
Campervan Insurance
5 Star rating with Defaqto
Car Insurance
Designed for our members
MAYDAY
UK Breakdown Cover
Home Insurance
Designed with our touring members in mind
Cycle and E-bike Insurance
Enhanced cover from Bikmo
Motorcycle Insurance
Insure popular types of motorcycles
Red Pennant is underwritten by Tedaisy Underwriting Limited as Underwriting Agents for Astrenska Insurance Limited. Astrenska Insurance Limited is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority; Registered in England & Wales; Registered Number 01708613; Registered Office: Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. FCA registration number 202846.
The Caravan Club Ltd, East Grinstead House, East Grinstead, West Sussex, RH19 1UA, which trades as Caravan and Motorhome Club is authorised and regulated by the Financial Conduct Authority for general insurance and credit activities.
For full details of the policy cover, including limitations and exclusions that apply, please refer to the policy documents.
If you or anyone travelling with you has a medical condition that we are not able to cover, a medical firm directory has been set up and you may be able to find the cover you need through that. You can access the directory by going to: https://traveldirectory.moneyadviceservice.org.uk/en