* No Personal Liability Cover
^ No Personal Accident Cover
+ Inland waters or within 12 nautical miles of the coastline
**Electric Bikes - For full medical cover, the following applies:
-
- You must be wearing a helmet and the vehicle must comply with the Electrically Assisted Pedal Cycle (EAPC) regulations.
- Cycle must be fitted with pedals that are capable of propelling it
- Continuous rated power of the electric motor must not exceed 250 Watts.
- Electrical assistance must cut-off when the cycle reaches 15.5mph
- Must not have “off-road” functionality
A
- Abseiling (within organiser’s guidelines)
- Aerial Safaris (in chartered aircraft and an organised excursion)
- Aerobics
- Angling
- Archaeological Digging
- Archery * ^
- Assault Course
- Athletics * ^
B
- Badminton
- Bamboo rafting +
- Banana Boating +
- Bar and Restaurant Work
- Baseball * ^
- Basketball
- Beach games
- Billiards
- Blading (no stunts)
- Board Sailing * ^ +
- Body Boarding +
- Boogie Boarding +
- Bowling/Bowls
- Bungee Jumping * ^
C
- Cable Car Ride
- Camel Riding/Trekking * ^
- Canoeing/Rafting/White Water Rafting/Kayaking up to grade 3 +
- Canoeing/Rafting/White Water Rafting/Kayaking grades 4 and 5 * ^ +
- Catamaran/Yachting/Sailing * ^ +
- Clay pigeon shooting/small Bore target shooting/rifle range * ^
- Climbing (on climbing wall only
- Cricket
- Croquet
- Cross Country Running
- Curling
- Cycling including Electric Bikes**; (Excluding Mountain Biking, BMX and Touring) * ^
D
- Dancing (including lesson participation)
- Darts
- Deep Sea Fishing +
- Dinghy Sailing * ^ +
- Dry Slope Skiing/Boarding
- Dragon Boat Racing * ^ +
E
- Elephant Riding/Trekking * ^
F
- Falconry
- Fell Running (up to 4,000 metres)
- Fell Walking (up to 4,000 metres)
- Fencing * ^
- Fishing +
- Fives
- Flag American Football
- Flying as a passenger in an aircraft (private plane/Helicopter/Glider)
- Football
- Fruit or vegetable picking (under 3 metres)
- Frisbee/Ultimate Frisbee
G
- Glass bottom boats/bubbles
- Gliding as a passenger and with a qualified pilot
- Go Karting (up to 120cc, wearing a helmet) * ^
- Goalball
- Golf
- Gorilla Trekking (organised tours only)
- Gym – Fitness
- Gymnastics
H
- Handball
- Helicopter Rides (passenger only)
- Hiking up to 4,000 metres
- Hobie Cat Sailing * ^ +
- Hockey (field)
- Horse Riding (wearing a helmet and excluding racing, jumping, hunting and less than 7 days) * ^
- Hot Air Ballooning (passenger only)
- Hot Dogging up to grade 3
- Hot Springs
- Hydro Zorbing
I
- Ice Skating (rink only)
- In-line Skating (no stunts)
- Ice Surfing * ^
- Ice Cricket * ^
J
- Jet Boating (passenger only) * ^ +
- Jogging
K
- Kayaking (incl. White Water) up to grade 3 +
- Kayaking (incl. White Water) grades 4 and 5 * ^ +
- Korfball
L
- Llama Riding * ^
- Land Skiing
M
- Mopeds (maximum 125cc, and passed CBT training, wearing a helmet) * ^
- Motorcycling (maximum 125cc, and passed CBT training, wearing a helmet) * ^
- Mule Trekking * ^
N
- Netball
O
- Octopush
- Orienteering (up to 4,000 metres above sea level)
- Ostrich riding * ^
P
- Paddleboarding
- Parachuting tandem only * ^
- Parascending/Parasailing (towed by a boat over water) +
- Pedalos +
- Pilates
- Pony Trekking (wearing a helmet) * ^
- Pool
- Power Boating (passenger only) * ^ +
R
- Racquet Ball/Rackets * ^
- Rambling (up to 4,000 metres above sea level)
- Reverse Bungee * ^
- Rifle Range * ^
- Ringos +
- River Bugging * ^
- River Sledging * ^
- River Tubing * ^
- Roller Skating/Blading/In-line (incidental, wearing pads, helmet and no stunts)
- Rounders
- Rowing +
S
- Safari in a vehicle/Trekking/Tracking (organised tour, no firearms)
- Sailing/Yachting European Waters only * ^ +
- Sandboarding * ^
- Sand Skiing * ^
- Sand Surfing * ^
- Sand Yachting * ^
- Scuba Diving (up to a depth of 30 metres (if qualified or accompanied by qualified instructor and not diving alone) +
- Sea Fishing +
- Sea Kayaking (within European Waters, no racing) +
- Shark Diving (professionally supervised in a cage) +
- Skin Diving (up to a depth of 30 metres (if qualified or accompanied by a qualified instructor and not diving alone) +
- Skateboarding (wearing pads and helmet, no stunts)
- Skydiving (Tandem only) * ^
- Sledding/Sledging or Sleigh Riding (passenger only if pulled by Horse, Dogs or Reindeer) +
- Small Bore Target Shooting * ^
- Snooker
- Snorkelling +
- Soccer
- Softball
- Speed Boating (passenger only) * ^
- Sphering
- Spinning Class
- Squash * ^
- Surfing +
- Swimming +
- Swimming with Dolphins +
- Swimming/Bathing with Elephants * ^
T
- Table Tennis
- Tall Ship Crewing * ^ +
- Team Building
- Ten Pin Bowling
- Tennis
- Touch Football
- Trampolining
- Tree Top Trekking/Canopy Walking
- Trekking (below 4,000 metres only)
- Tubing
- Tug of War
V
- Volleyball
W
- Wake Boarding +
- Walking (below 4,000 metres only)
- Water Hockey
- Water Polo
- Water Skiing (no jumping) +
- Wicker Basket Tobogganing
- Whale Watching +
- Wheelchair Basketball
- Windsurfing +
- Wind Tunnel Flying (wearing pads and helmet)
Y
- Yachting/Sailing (European waters only) * ^ +
- Yoga
Z
- Zip-lining/trekking
- Zorbing/Hydro Zorbing
