Caravan Club Non Insurance Policy

Posted on 17/11/2019 10:32 by Rufs

do you honestly think that the club is the only insurance provider that is not carrying out a damage limitation exercise at present. Insurance companies throughout the land will be seeking to reduce their liabilities whether it be home insurance, or i should say particularly home insurance, and those providing cover for RV's etc, they pay experienced people to do this. I feel very sorry for those who have RV's in storage in areas of flooding, but i for one will not be venturing into the areas mentioned with my caravan for a good while yet, and will be keeping a close watch on other possible areas of danger, insurance or no insurance. But it as been mentioned on here before, there will be a certain breed who will have booked a trip and will go whatever the possible consequencies.  Caravan parked on a very hard standing next to bungalow and will probably stay like that for the remainder of this year now.

Posted on 17/11/2019 10:32 by Rufs

do you honestly think that the club is the only insurance provider that is not carrying out a damage limitation exercise at present. Insurance companies throughout the land will be seeking to reduce their liabilities whether it be home insurance, or i should say particularly home insurance, and those providing cover for RV's etc, they pay experienced people to do this. I feel very sorry for those who have RV's in storage in areas of flooding, but i for one will not be venturing into the areas mentioned with my caravan for a good while yet, and will be keeping a close watch on other possible areas of danger, insurance or no insurance. But it as been mentioned on here before, there will be a certain breed who will have booked a trip and will go whatever the possible consequencies.  Caravan parked on a very hard standing next to bungalow and will probably stay like that for the remainder of this year now.

Posted on 17/11/2019 10:40 by Takethedogalong

We live in SY. Trust me, if where we store our Caravan and MH ever floods, Noah and his Ark will be seen again. Most of County is hills, very big ones. Aside from Doncaster, which is flat, it’s only the river valleys that are affected. As with Severn Valley area.

I haven’t looked, but is MH Insurance affected as well in these areas? 

Posted on 17/11/2019 10:46 by JVB66

The "flooding disclaimer" has been included in policy documents for many areas for years , which are expanding  , and likely to affect many more people than at present as our now unpredictable weather patterns will increase according to the "ex sperts"

Posted on 17/11/2019 10:44 by

do you honestly think that the club is the only insurance provider that is not carrying out a damage limitation exercise at present.

I have no idea if other caravan insurers are offering worthless cover as well. Do you know of some perhaps? Maybe that is speculation on your part.

House insurance is a tad different as your home tends to not travel much into areas that one does not know. 

But it as been mentioned on here before, there will be a certain breed who will have booked a trip and will go whatever the possible consequencies. 

Not all have your depth and breadth of knowledge Rufs nor do all of us check flooding forecasts etc when going to a site. Obviously not a problem for yourself. I have only used Chatsworth once and, as I posted earlier, I would have had no idea that it was likely to flood.