Caravan Club Non Insurance Policy

Posted on 17/11/2019 10:59 by Takethedogalong

Club is like other providers, certain exclusions apply depending upon your post code. We can’t currently insure a Land Rover in our area due to them being stolen all the time. It’s only Defenders, primarily the older very desirable ones not made any more, but when we enquired, it was all LR badged vehicles. Our neighbour bolts his Defender to a ground anchor, has a removable steering wheel, more locks than Houdini, alarms that deafen the whole area, and barricades it behind his Range Rover and a Jag! Yet still they try, parts if they can’t get the whole vehicle! 😂

Posted on 17/11/2019 10:59 by Takethedogalong

Club is like other providers, certain exclusions apply depending upon your post code. We can’t currently insure a Land Rover in our area due to them being stolen all the time. It’s only Defenders, primarily the older very desirable ones not made any more, but when we enquired, it was all LR badged vehicles. Our neighbour bolts his Defender to a ground anchor, has a removable steering wheel, more locks than Houdini, alarms that deafen the whole area, and barricades it behind his Range Rover and a Jag! Yet still they try, parts if they can’t get the whole vehicle! 😂

Posted on 17/11/2019 10:51 by brue

EasyT, once again you say the club are offering worthless cover even though the club is regulated by the FCA. LINK

Posted on 17/11/2019 11:47 by

I did not think that I said that the CMC Cover was useless Brue and merely gave reasons why I would not stay with it. I also said that, for me, it was not clear enough. You are responding to my post that was saying that NEW Cover taken out with the present exclusions affecting many areas of the UK where I might wish to travel is useless. You have read the exclusions to new policies as of yesterday? Would you wish to take cover with all those exclusions? 

The FCA has nothing to do with it Brue if the exclusions are advised at Cover inception. 

But then weather forecasts on all types of information methods are getting more accurate and if a Yellow weather warning is issued then I would expect any sensible person to take notice, and as is quite well known "it pays to talk"and the case of a warning to the "locals" wardens/owners who may well be in a position to advise
 

I would not necessarily be aware of local weather warnings at the various sites I visit on a tour. Obviously in the unlikely event of my visiting Rowntree Park or Tewkesbury Abbey in wet weather I would check. As to talking to 

 

 

 

 

Posted on 17/11/2019 12:05 by brue

Oh dear, you are muddling my posts with another poster and creating further muddle.

I'm out, as they say.

Very sorry for anyone affected and no doubt insurance policies for many of us will change as the risk is re-assessed.

Posted on 17/11/2019 11:57 by SteveL

As a consequence of the extreme weather conditions being experienced across the country, The Club has considered it prudent to implement the following temporary measures, applying only to members purchasing new caravan cover in relation to flood cover. The Club will continue to sell caravan cover but exclude any claims that are caused by or due to flooding where the caravan is stored or located in an area that has been the subject of:

• A severe flood warning
• A flood warning
• A flood alert

The has been would certainly be of concern if I was still in the market for caravan cover. As this makes it historical. So until they decide different any area of the country that has been the subject of one of these types of warnings. Presumably even if not for several years.