Caravan Club Non Insurance Policy
757 replies
replied on 04/03/2020 10:43
Posted on 04/03/2020 10:40 by CornersteadyI said puzzled not curious ET, two different things in my book.
But on behalf of all I thank you for your endeavours and trying to help everyone in making the right choice for them. I'm not sure it was necessary at all but there you go.
Now I really have to leave this for real.
DavidSmithCandMClub replied on 04/03/2020 15:21
Posted on 04/03/2020 15:21
Hi all,
We've noted the information the Financial Ombudsman Service has given to EasyT and will be following this up with them.
The Builders group insurance policy we have taken out should allow members to access the FOS and to date we know that has been the case, as we have had a couple members use the service and the FOS have responded to them in their usual way.
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replied on 04/03/2020 16:12
Posted on 04/03/2020 15:21 by DavidSmithCandMClubHi all,
We've noted the information the Financial Ombudsman Service has given to EasyT and will be following this up with them.
The Builders group insurance policy we have taken out should allow members to access the FOS and to date we know that has been the case, as we have had a couple members use the service and the FOS have responded to them in their usual way.
Posted on 04/03/2020 16:12
Seems sensible David. If there is more clarification on this situation it could tempt me back ..... if the assurance is provided by the FOS before next renewal gives me the confirmation as I was reluctant to move from CMC. I shall be interested in developments
Best wishes
replied on 04/03/2020 16:33
Posted on 04/03/2020 16:12 bySeems sensible David. If there is more clarification on this situation it could tempt me back ..... if the assurance is provided by the FOS before next renewal gives me the confirmation as I was reluctant to move from CMC. I shall be interested in developments
Best wishes
Posted on 04/03/2020 16:33
I would also add David that if the situation differs from the advice that I received from FOS it is a crying shame that that the situation was not better completely clarified by the CMC. I say this as somebody who has been a supporter of the caravan club for very many years. If the response that I next get, prior to my next renewal date is positive from FOS I shall be delighted but saddened that this change seems to have lacked total transparency at its inception.
IBH replied on 06/03/2020 20:17
Posted on 06/03/2020 20:17
I have just read the details for my insurance as it is due at the end of this month and to be honest I don't see what the problem is! It doesn't appear to be any different to the other years and I still have a NCD. What am I missing? Please enlighten me as I am due to pay this very shortly!
replied on 06/03/2020 20:28
Posted on 06/03/2020 20:17 by IBHI have just read the details for my insurance as it is due at the end of this month and to be honest I don't see what the problem is! It doesn't appear to be any different to the other years and I still have a NCD. What am I missing? Please enlighten me as I am due to pay this very shortly!
Cornersteady replied on 06/03/2020 20:33
Posted on 06/03/2020 20:17 by IBHI have just read the details for my insurance as it is due at the end of this month and to be honest I don't see what the problem is! It doesn't appear to be any different to the other years and I still have a NCD. What am I missing? Please enlighten me as I am due to pay this very shortly!
Posted on 06/03/2020 20:33
The change to we may pay was a legal requirement. And of course saying we will pay is misleading anyway, as two posters on here have found out when trying to claim on their non club insurance. While three has posted to say their claim was paid in full.
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replied on 06/03/2020 21:33
Posted on 06/03/2020 20:17 by IBHI have just read the details for my insurance as it is due at the end of this month and to be honest I don't see what the problem is! It doesn't appear to be any different to the other years and I still have a NCD. What am I missing? Please enlighten me as I am due to pay this very shortly!
Posted on 06/03/2020 21:33
Maybe the CMC representative David Smith might come back with more info before then.
For me the issue is as to whether in normal situations the FOS will act regarding disputes between CMC and those taking the cover. David has said that he will consult with them
Rufs replied on 07/03/2020 08:29
Posted on 07/03/2020 08:29
Its all a bit academic but it rather depends on the trust you have in the organization as to whether you renew
this is probably the most poignant sentence of the whole post,
i dont think there is an insurance company out there that has terms and conditions that dont give them the sole right to refuse payment, some for the most trivial of conditions. e.g. i saw a news headline only this week where there is a possibility that if you install a sat nav in your car you could negate your insurance as it constitutes a change to the vehicle, work that one out.
Cornersteady replied on 07/03/2020 08:42
Posted on 06/03/2020 20:33 by CornersteadyThe change to we may pay was a legal requirement. And of course saying we will pay is misleading anyway, as two posters on here have found out when trying to claim on their non club insurance. While three has posted to say their claim was paid in full.