Caravan Club Non Insurance Policy

replied on 01/11/2019 22:56

Posted on 01/11/2019 22:56

A simple question. As the caravan club no longer offer caravan insurance as such what suggestions for a new insurer that does.

replied on 07/03/2020 08:56

Posted on 07/03/2020 08:29 by Rufs

Its all a bit academic but it rather depends on the trust you have in the organization as to whether you renew

this is probably the most poignant sentence of the whole post,

i dont think there is an insurance company out there that has terms and conditions that dont give them the sole right to refuse payment, some for the most trivial of conditions. e.g. i saw a news headline only this week where there is a possibility that if you install a sat nav in your car you could negate your insurance as it constitutes a  change to the vehicle, work that one out.

Posted on 07/03/2020 08:56

The user and all related content has been Deleted User

Rocky 2 buckets replied on 07/03/2020 09:24

Posted on 07/03/2020 08:29 by Rufs

Its all a bit academic but it rather depends on the trust you have in the organization as to whether you renew

this is probably the most poignant sentence of the whole post,

i dont think there is an insurance company out there that has terms and conditions that dont give them the sole right to refuse payment, some for the most trivial of conditions. e.g. i saw a news headline only this week where there is a possibility that if you install a sat nav in your car you could negate your insurance as it constitutes a  change to the vehicle, work that one out.

Posted on 07/03/2020 09:24

Different strokes eh🤷🏻‍♂️, I’ve just got 5% reduction for actually having a satnav. It does swing both ways as I must prove(in the event of a collision) I was not at fault or some such mitigating circumstance👍🏻. Fancy words to say-if you don’t use the satnav then we have you. I never leave without it so jobs a gud un.

Rocky 2 buckets replied on 07/03/2020 10:08

Posted on 07/03/2020 09:24 by Rocky 2 buckets

Different strokes eh🤷🏻‍♂️, I’ve just got 5% reduction for actually having a satnav. It does swing both ways as I must prove(in the event of a collision) I was not at fault or some such mitigating circumstance👍🏻. Fancy words to say-if you don’t use the satnav then we have you. I never leave without it so jobs a gud un.

Posted on 07/03/2020 10:08

Whoops😬😨, I meant to write Dashcam(not Satnav)🙄

Rufs replied on 07/03/2020 11:21

Posted on 07/03/2020 08:56 by

Rufs

I dont think you understand the word poignant. Poignant  is "evoking a keen sense of sadness or regret"   No sadness or regret on my part  when deciding that the CAMC cover is not for me and being prepared to pay £60 more to a proper regulated insurance company.

As for the rest of your post  if you believe that SatNav story you will believe anything..

Posted on 07/03/2020 11:21

you need to swat up on your english, poignant can be used to describe many emotions

quote

Synonyms & Antonyms for poignant
Synonyms

affecting,
emotional,
impactful,
impressive,
moving,
stirring,
touching

you can chose which one you would like to think i was referencing

 As for the rest of your post if you believe that SatNav story you will believe anything

dont recall that i said that i believed it, was just stating what i had read, and as i have had very close contact with someone who was an insurance broker for many many years, i have listened to many differing cases of woe when it comes to insurance companies refusing payment.

replied on 07/03/2020 12:51

Posted on 07/03/2020 11:21 by Rufs

you need to swat up on your english, poignant can be used to describe many emotions

quote

Synonyms & Antonyms for poignant
Synonyms

affecting,
emotional,
impactful,
impressive,
moving,
stirring,
touching

you can chose which one you would like to think i was referencing

 As for the rest of your post if you believe that SatNav story you will believe anything

dont recall that i said that i believed it, was just stating what i had read, and as i have had very close contact with someone who was an insurance broker for many many years, i have listened to many differing cases of woe when it comes to insurance companies refusing payment.

Posted on 07/03/2020 12:51

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Cornersteady replied on 07/03/2020 12:57

Posted on 07/03/2020 12:51 by

Non of themundecided just chose a different way of protecting my property.

I aint : affecting,emotional,impactful,impressive,moving,stirring,touching 

Just got more sense than to pay £540 to an organisation that says it may pay .

 

Posted on 07/03/2020 12:57

indeed, go for that says will pay and then doesn't (as been twice reported on here) I'm sure that makes all the difference than one that says may pay and then does (as been three times reported on here).

replied on 07/03/2020 13:03

Posted on 07/03/2020 12:57 by Cornersteady

indeed, go for that says will pay and then doesn't (as been reported on here) I'm sure that makes all the difference.

Posted on 07/03/2020 13:03

The user and all related content has been Deleted User

Cornersteady replied on 07/03/2020 13:09

Posted on 07/03/2020 13:03 by

Strange that when one rings the caravan club insurance line the recorded message makes very clear that they do not offer advice yet you and others here feel qualified to do that.

I have just related what I did and its up to others to decide for themselves

Posted on 07/03/2020 13:09

Sorry where am I offering advice David to anyone else? Just re-post that part in this thread where I have? And I don't think anyone else is either, just writing what they believe just like yourself.

I am merely reporting back on the posts made on here regarding when claims have been paid out and when they have not. And so far the club has paid out every time while non club insurance has not. This idea of will pay is misleading. The club is being more honest, and it appears doing a better job anyway.

I have just related what has been posted and its up to others to decide for themselves

 

davetommo replied on 07/03/2020 13:15

Posted on 07/03/2020 13:15

Posted on 07/03/2020 12:51 by Deleted User User

Just got more sense than to pay £540 to an organisation that says it may pay

Must be some caravan you have. Either that or you have a bad claims record

 

 

 

replied on 07/03/2020 13:42

Posted on 07/03/2020 13:15 by davetommo

Posted on 07/03/2020 12:51 by AnotherDavid

Just got more sense than to pay £540 to an organisation that says it may pay

Must be some caravan you have. Either that or you have a bad claims record

 

 

 

Posted on 07/03/2020 13:42

It could also be that his claims record is better than his typing skills? 

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