Bikmo cycle insurance

Do you have the right cover for your bike when you’re out and about, away from home? Why not take advantage of 12 months for the price of 11** with Bikmo cycle insurance.

We have been working with Bikmo since mid last year to offer our members Bicycle Insurance for all types of pedal bikes as well as e-bikes to meet our members needs.

The Club knew members were possibly wrongly relying on their home insurance to cover them if they had their bicycles stolen, or accidentally damaged whilst out and about, including when our members were touring in their caravan, motorhome or campervan.

That’s why the Club has been working with Bikmo cycle insurance to tailor some exclusive benefits with outfit owners in mind. Policies bought through the Club come with enhanced cover benefits*, including:

  • Bikes locked to caravans or trailers
  • Bikes in locked caravans, motorhomes + campervans
  • Bikes locked to bike racks on motor vehicles, caravans or trailers

Some home insurance providers often have a low maximum value of bikes, and often won’t cover bikes when you are away with your outfit. Plus, by having a dedicated bicycle insurance policy, you won’t have to worry about excess going up on your home insurance policy if you ever did have to make a claim.

Bikmo policies bought through the Club also include the following benefits:

  • 12 months cover for the price of 11**
  • A discount of up to 50%^ when insuring multiple bikes, with the discount applying to the lowest value bike.
  • A 25% saving on e-bike policies* compared to regular cycle policies. Don’t worry, regular cycle policies are still very competitive!
  • 14 days FREE insurance on all new bikes. Up to 7 days old. Activation is required and cover only begins once activated. Click here for more information.
  • 365 day worldwide cover as standard.
  • Personal Cover options including £20k personal accident cover.
  • Family + friends are covered while they ride your bike.

So if you do have a bike, we recommend you check your home insurance or even your own stand alone bicycle insurance to make sure you are covered when away with or in your outfit.

Plus give Bikmo a call on 01342 649 921 to review Bikmo’s enhanced Cycle Insurance or visit

First published March 2024

*Enhanced cover benefits: Available to all members and non members; available only when purchasing a Bikmo policy via; enhanced cover benefits will be applied as endorsements and shown on your schedule
** 12 months for the price of 11 is applied as an 8.33% discount. Minimum premium £3.73/mo and policy wording applies. 
^Applies to all bikes except the highest value bike 
This promotion is provided by Bikmo Limited, 1 Minerva Court, Minerva Avenue, Chester, CH1 4QT, who are authorised and regulated by the Financial Conduct Authority ref. 745230